Washington County, MD Average Home Price (2026)
The average home price in Washington County, Maryland is about $350,000 (the 2026 median across 15 ZIP codes, at ~$183/sq ft) — 21% more affordable than the Maryland median and 21% more expensive than the typical U.S. home.
How Washington County compares
Washington County is about average for housing nationally: its typical home costs $350,000 against $441,000 for Maryland and $289,000 for the U.S. Within the county, ZIP-level values run from about $255,000 to $476,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Washington County | $350,000 | $183 |
| Maryland | $441,000 | $233 |
| United States | $289,000 | $193 |
Washington County home prices by ZIP code
The 15 most valuable ZIP codes in Washington County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 21779 Rohrersville | $476,000 | $161 | +36% |
| 21756 Keedysville | $462,000 | $213 | +32% |
| 21733 Fairplay | $411,000 | $260 | +17% |
| 21713 Boonsboro | $409,000 | $217 | +17% |
| 21722 Clear Spring | $372,000 | $164 | +6% |
| 21783 Smithsburg | $370,000 | $201 | +6% |
| 21711 Big Pool | $353,000 | $186 | +1% |
| 21782 Sharpsburg | $350,000 | $174 | +0% |
| 21742 Hagerstown | $344,000 | $183 | -2% |
| 21795 Williamsport | $342,000 | $183 | -2% |
| 21719 Cascade | $291,000 | $153 | -17% |
| 21740 Hagerstown | $289,000 | $179 | -17% |
| 21767 Maugansville | $278,000 | $150 | -21% |
| 21734 Funkstown | $274,000 | $172 | -22% |
| 21750 Hancock | $255,000 | $188 | -27% |
Home value appreciation in Washington County
Home prices in Washington County have risen about 78% over the last 10 years (≈6.0% a year) and +40.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.3% — still rising. A home worth $350,000 today was worth roughly $196,298 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maryland is +59.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Washington County
Run the numbers for Washington County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Washington County
To buy the typical $350,000 home in Washington County with 20% down, you need a household income of roughly $95,000 a year (about $2,220 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $113,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,500 | $2,760/mo | $118,000/yr |
| 10% (+PMI) | $35,000 | $2,640/mo | $113,000/yr |
| 20% | $70,000 | $2,220/mo | $95,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Washington County
At about $183 per square foot, here is roughly how much home different budgets get you in Washington County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1640 sq ft | around the typical home here |
| $400k | 2190 sq ft | around the typical home here |
| $500k | 2730 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland.
Estimate a specific home in Washington County
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Washington County home prices: frequently asked
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Browse all Maryland cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.