Frederick, MD Home Values (2026)
In the Frederick real estate market, the median home is worth about $459,500 (~$237/sq ft) — 58% more expensive than the typical U.S. home. Below: average prices by home size, what it costs to live here, and a free estimator for your own address.
Thinking of moving to Frederick?
Here’s what the numbers say about housing costs in Frederick. A typical home runs about $459,500, which is 58% more expensive than the national median and 2% more expensive than the Maryland average. At roughly $237 per square foot, a median budget here buys you around 1,940 sq ft of home.
Prices swing a lot by neighborhood: across Frederick’s 4 ZIP codes, the most affordable is 21703 (~$420,000) and the priciest is 21704 (~$661,000) — roughly a 1.6× difference. If you’re relocating, that spread is where the real budgeting happens, so it pays to target ZIP by ZIP rather than the citywide average.
Frederick home value by size
Using the local rate of about $237 per square foot, here’s a rough estimate by home size. Condition, lot, and exact location move these meaningfully.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $237,000 |
| 1,500 sq ft | $355,500 |
| 2,000 sq ft | $474,000 |
| 2,500 sq ft | $592,500 |
| 3,000 sq ft | $711,000 |
Living in Frederick: what to know before you move
Home prices tell you what it costs to buy in Frederick, but daily life depends on much more. On housing alone, a typical home here runs $459,500 (~$237/sq ft), 58% more expensive than the national median — making Frederick relatively expensive to buy in. That’s usually the biggest line in a household budget, but it’s only part of the picture. Here’s where to research the things home values don’t capture:
- Schools. School quality varies widely by neighborhood and shapes both family life and resale value. Check Frederick school ratings and attendance zones on GreatSchools.
- Cost of living. Beyond the mortgage, weigh groceries, utilities, healthcare, and local taxes. Compare Frederick’s cost of living.
- Safety. Crime and safety differ block to block, so check local data before settling on an area. Review Frederick crime and safety stats.
- The bigger picture. For history, economy, climate, and local context, read about Frederick on Wikipedia.
We specialize in housing data; the links above go to independent sources so you can verify schools, safety, and cost of living for yourself — the details that matter most when you’re choosing where to live.
Estimate your specific home in Frederick
Enter your ZIP and size for an instant estimate tailored to your exact area:
Frederick home prices: frequently asked
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Grow your home’s value in Frederick
Use our Increase Home Value calculator to see which improvements add the most, or read the pre-sale projects that actually pay off. See how Frederick stacks up against other Maryland cities on the Maryland home values page, or browse the full U.S. directory.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. Actual values vary by home and change over time.
Nearby cities
Home prices in cities near Frederick: