Baltimore County, MD Average Home Price (2026)
The average home price in Baltimore County, Maryland is about $456,000 (the 2026 median across 38 ZIP codes, at ~$224/sq ft) — 3% more expensive than the Maryland median and 58% more expensive than the typical U.S. home.
How Baltimore County compares
Baltimore County is relatively expensive for housing nationally: its typical home costs $456,000 against $441,000 for Maryland and $289,000 for the U.S. Within the county, ZIP-level values run from about $222,000 to $1,099,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Baltimore County | $456,000 | $224 |
| Maryland | $441,000 | $233 |
| United States | $289,000 | $193 |
Baltimore County home prices by ZIP code
The 15 most valuable ZIP codes in Baltimore County (of 38 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 21153 Pikesville | $1,099,000 | $208 | +141% |
| 21131 Phoenix | $752,000 | $253 | +65% |
| 21111 Monkton | $720,000 | $282 | +58% |
| 21013 Baldwin | $658,000 | $246 | +44% |
| 21163 Woodstock | $649,000 | $252 | +42% |
| 21057 Glen Arm | $644,000 | $254 | +41% |
| 21120 Parkton | $642,000 | $267 | +41% |
| 21204 Towson | $591,000 | $235 | +30% |
| 21082 Hydes | $582,000 | $263 | +28% |
| 21053 Freeland | $575,000 | $300 | +26% |
| 21051 Hydes | $569,000 | $219 | +25% |
| 21087 Kingsville | $545,000 | $229 | +20% |
| 21155 Upperco | $537,000 | $322 | +18% |
| 21152 Sparks Glencoe | $522,000 | $259 | +14% |
| 21156 Kingsville | $517,000 | $188 | +13% |
Home value appreciation in Baltimore County
Home prices in Baltimore County have risen about 58% over the last 10 years (≈4.7% a year) and +49.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $456,000 today was worth roughly $287,879 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maryland is +59.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Baltimore County
Run the numbers for Baltimore County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Baltimore County
To buy the typical $456,000 home in Baltimore County with 20% down, you need a household income of roughly $124,000 a year (about $2,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $147,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,800 | $3,600/mo | $154,000/yr |
| 10% (+PMI) | $45,600 | $3,440/mo | $147,000/yr |
| 20% | $91,200 | $2,890/mo | $124,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Baltimore County
At about $224 per square foot, here is roughly how much home different budgets get you in Baltimore County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1790 sq ft | around the typical home here |
| $500k | 2230 sq ft | around the typical home here |
| $600k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland.
Estimate a specific home in Baltimore County
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Baltimore County home prices: frequently asked
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Browse all Maryland cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.