Queen Anne's County, MD Average Home Price (2026)
The average home price in Queen Anne's County, Maryland is about $458,000 (the 2026 median across 12 ZIP codes, at ~$236/sq ft) — 4% more expensive than the Maryland median and 58% more expensive than the typical U.S. home.
How Queen Anne's County compares
Queen Anne's County is relatively expensive for housing nationally: its typical home costs $458,000 against $441,000 for Maryland and $289,000 for the U.S. Within the county, ZIP-level values run from about $314,000 to $649,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Queen Anne's County | $458,000 | $236 |
| Maryland | $441,000 | $233 |
| United States | $289,000 | $193 |
Queen Anne's County home prices by ZIP code
The 12 most valuable ZIP codes in Queen Anne's County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 21658 Queenstown | $649,000 | $312 | +42% |
| 21638 Grasonville | $578,000 | $307 | +26% |
| 21666 Stevensville | $542,000 | $297 | +18% |
| 21619 Chester | $530,000 | $286 | +16% |
| 21617 Centreville | $529,000 | $203 | +16% |
| 21657 Queen Anne | $466,000 | $209 | +2% |
| 21623 Church Hill | $450,000 | $256 | -2% |
| 21644 Ingleside | $408,000 | $215 | -11% |
| 21668 Sudlersville | $406,000 | $291 | -11% |
| 21607 Barclay | $389,000 | $205 | -15% |
| 21628 Millington | $325,000 | $117 | -29% |
| 21649 Marydel | $314,000 | $193 | -31% |
Home value appreciation in Queen Anne's County
Home prices in Queen Anne's County have risen about 65% over the last 10 years (≈5.1% a year) and +41.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.1% — roughly flat. A home worth $458,000 today was worth roughly $278,419 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maryland is +59.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Queen Anne's County
Run the numbers for Queen Anne's County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Queen Anne's County
To buy the typical $458,000 home in Queen Anne's County with 20% down, you need a household income of roughly $125,000 a year (about $2,910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $148,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,900 | $3,610/mo | $155,000/yr |
| 10% (+PMI) | $45,800 | $3,450/mo | $148,000/yr |
| 20% | $91,600 | $2,910/mo | $125,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Queen Anne's County
At about $236 per square foot, here is roughly how much home different budgets get you in Queen Anne's County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1690 sq ft | around the typical home here |
| $500k | 2120 sq ft | around the typical home here |
| $600k | 2540 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland.
Estimate a specific home in Queen Anne's County
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Queen Anne's County home prices: frequently asked
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Browse all Maryland cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.