Worcester County, MD Average Home Price (2026)
The average home price in Worcester County, Maryland is about $346,000 (the 2026 median across 10 ZIP codes, at ~$182/sq ft) — 22% more affordable than the Maryland median and 20% more expensive than the typical U.S. home.
How Worcester County compares
Worcester County is about average for housing nationally: its typical home costs $346,000 against $441,000 for Maryland and $289,000 for the U.S. Within the county, ZIP-level values run from about $217,000 to $538,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Worcester County | $346,000 | $182 |
| Maryland | $441,000 | $233 |
| United States | $289,000 | $193 |
Worcester County home prices by ZIP code
The 10 most valuable ZIP codes in Worcester County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 21813 Bishopville | $538,000 | $302 | +55% |
| 21842 Berlin | $445,000 | $451 | +29% |
| 21811 Berlin | $432,000 | $267 | +25% |
| 21841 Newark | $352,000 | $147 | +2% |
| 21862 Showell | $346,000 | $182 | +0% |
| 21872 Whaleyville | $346,000 | $182 | +0% |
| 21863 Snow Hill | $283,000 | $203 | -18% |
| 21829 Girdletree | $232,000 | $122 | -33% |
| 21851 Pocomoke City | $220,000 | $157 | -36% |
| 21864 Stockton | $217,000 | $50 | -37% |
Home value appreciation in Worcester County
Home prices in Worcester County have risen about 95% over the last 10 years (≈6.9% a year) and +58.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.6% — still rising. A home worth $346,000 today was worth roughly $177,163 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Maryland is +59.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Worcester County
Run the numbers for Worcester County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Worcester County
To buy the typical $346,000 home in Worcester County with 20% down, you need a household income of roughly $94,000 a year (about $2,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,300 | $2,730/mo | $117,000/yr |
| 10% (+PMI) | $34,600 | $2,610/mo | $112,000/yr |
| 20% | $69,200 | $2,200/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Worcester County
At about $182 per square foot, here is roughly how much home different budgets get you in Worcester County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1650 sq ft | around the typical home here |
| $400k | 2200 sq ft | around the typical home here |
| $500k | 2750 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Maryland.
Estimate a specific home in Worcester County
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Worcester County home prices: frequently asked
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Browse all Maryland cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.