Mississippi Average Home Price by City (2026)

The average home price in Mississippi (MS) is about $153,000 — the 2026 median, at ~$126/sq ft — 47% more affordable than the typical U.S. home.

$153,000
Mississippi median value
$126
Median price / sq ft
~1,210
sq ft a median budget buys
-47%
vs U.S. median
Jackson — $90,000JacksonGulfport — $213,000GulfportBiloxi — $206,000Columbus — $179,000ColumbusMeridian — $91,000

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Mississippi?

Housing in Mississippi is 47% more affordable than the national average, with a typical home around $153,000 and a local rate near $126 per square foot. Among the 5 Mississippi cities we track, Gulfport is the most expensive (median $213,000) and Jackson is the most affordable (median $90,000) — so where you land in the state matters as much as the state itself.

Browse Mississippi cities

Gulfport$213,000Biloxi$206,000Columbus$179,000Meridian$91,000Jackson$90,000

Mississippi home prices by county

6 Mississippi counties with enough data for their own page, priciest first:

DeSoto County$330,500Harrison County$233,000Lee County$206,500Lauderdale County$162,500Bolivar County$139,000Hinds County$135,000

See the cheapest (and most expensive) places to live in Mississippi.

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Home value appreciation in Mississippi

Home prices in Mississippi have risen about 62% over the last 10 years (≈5.0% a year) and +74.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.5% — still rising. A home worth $153,000 today was worth roughly $94,270 ten years ago.

+3.5%
1-year change
+42.1%
5-year change
+62.3%
10-year change
+74.4%
20-year change

See where that trend takes a specific home with the home appreciation calculator — nationally the median state is +85.6% over 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Mississippi

Run the numbers for Mississippi with the local rates already filled in — change any input to test your own situation.

Property taxannual tax at local effective ratesAffordability by salarythe price your income supports hereMonthly paymentPITI on a home at this priceRent affordabilityyour max rent vs the local medianUtility costselectric, gas, water and internet per monthHome insurancetypical premium for this stateCost to buildnew-construction cost per sq ft here

Salary needed to buy a home in Mississippi

To buy the typical $153,000 home in Mississippi with 20% down, you need a household income of roughly $42,000 a year (about $970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $49,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$7,700$1,210/mo$52,000/yr
10% (+PMI)$15,300$1,150/mo$49,000/yr
20%$30,600$970/mo$42,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Mississippi

At about $126 per square foot, here is roughly how much home different budgets get you in Mississippi:

BudgetApprox. sizeWhat that looks like locally
$150k1190 sq ftaround the typical home here
$200k1590 sq ftabove the median — larger homes or the pricier ZIPs
$250k1980 sq ftabove the median — larger homes or the pricier ZIPs
$300k2380 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Mississippi so you can compare your current home against every Mississippi city we track.

Mississippi home prices: frequently asked

What salary do you need to buy a house in Mississippi? +
For the typical $153,000 home in Mississippi, a household income of about $42,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $49,000; with 5% down about $52,000.
What is the average home price in Mississippi? +
The average home price in Mississippi is about $153,000 as of 2026, at roughly $126 per square foot — 47% more affordable than the U.S. median of $289,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Mississippi (MS)? +
About $153,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $126/sq ft, a median budget in Mississippi buys roughly 1,210 sq ft of home.
Where is Mississippi most and least expensive? +
Among the 5 Mississippi cities tracked here, Gulfport is the priciest (median $213,000) and Jackson is the most affordable (median $90,000). ZIP-level prices within one city vary further, so check the city page for your area.
Are home values in Mississippi going up? +
Over the last 10 years home prices in Mississippi changed about +62.3% (≈5.0% a year), and +3.5% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +74.4%. Past gains are not a guarantee of future ones.