Lauderdale County, MS Average Home Price (2026)
The average home price in Lauderdale County, Mississippi is about $162,500 (the 2026 median across 8 ZIP codes, at ~$122/sq ft) — 6% more expensive than the Mississippi median and 44% more affordable than the typical U.S. home.
How Lauderdale County compares
Lauderdale County is relatively affordable for housing nationally: its typical home costs $162,500 against $153,000 for Mississippi and $289,000 for the U.S. Within the county, ZIP-level values run from about $58,000 to $209,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lauderdale County | $162,500 | $122 |
| Mississippi | $153,000 | $126 |
| United States | $289,000 | $193 |
Cities in Lauderdale County
Cities with their own home-value page, largest first:
Lauderdale County home prices by ZIP code
The 8 most valuable ZIP codes in Lauderdale County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 39325 Collinsville | $209,000 | $141 | +29% |
| 39320 Bailey | $188,000 | $114 | +16% |
| 39305 Meridian | $185,000 | $112 | +14% |
| 39342 Marion | $179,000 | $170 | +10% |
| 39335 Lauderdale | $146,000 | $130 | -10% |
| 39364 Toomsuba | $127,000 | $146 | -22% |
| 39301 Meridian | $91,000 | $92 | -44% |
| 39307 Meridian | $58,000 | $56 | -64% |
Home value appreciation in Lauderdale County
Home prices in Lauderdale County have risen about 37% over the last 10 years (≈3.2% a year) and +46.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.6% — still rising. A home worth $162,500 today was worth roughly $118,527 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Mississippi is +62.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lauderdale County
Run the numbers for Lauderdale County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lauderdale County
To buy the typical $162,500 home in Lauderdale County with 20% down, you need a household income of roughly $44,000 a year (about $1,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,100 | $1,280/mo | $55,000/yr |
| 10% (+PMI) | $16,300 | $1,230/mo | $53,000/yr |
| 20% | $32,500 | $1,030/mo | $44,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lauderdale County
At about $122 per square foot, here is roughly how much home different budgets get you in Lauderdale County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1230 sq ft | around the typical home here |
| $200k | 1640 sq ft | around the typical home here |
| $250k | 2050 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2460 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Mississippi.
Estimate a specific home in Lauderdale County
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Lauderdale County home prices: frequently asked
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Browse all Mississippi cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.