Bolivar County, MS Average Home Price (2026)
The average home price in Bolivar County, Mississippi is about $139,000 (the 2026 median across 8 ZIP codes, at ~$99/sq ft) — 9% more affordable than the Mississippi median and 52% more affordable than the typical U.S. home.
How Bolivar County compares
Bolivar County is relatively affordable for housing nationally: its typical home costs $139,000 against $153,000 for Mississippi and $289,000 for the U.S. Within the county, ZIP-level values run from about $66,000 to $260,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bolivar County | $139,000 | $99 |
| Mississippi | $153,000 | $126 |
| United States | $289,000 | $193 |
Bolivar County home prices by ZIP code
The 8 most valuable ZIP codes in Bolivar County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 38726 Beulah | $260,000 | $137 | +87% |
| 38730 Boyle | $249,000 | $131 | +79% |
| 38725 Benoit | $153,000 | $85 | +10% |
| 38732 Cleveland | $139,000 | $109 | +0% |
| 38759 Merigold | $139,000 | $88 | +0% |
| 38762 Mound Bayou | $112,000 | $59 | -19% |
| 38773 Shaw | $80,000 | $120 | -42% |
| 38769 Rosedale | $66,000 | $64 | -53% |
Home value appreciation in Bolivar County
Home prices in Bolivar County have risen about 40% over the last 10 years (≈3.4% a year) and +69.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.1% — still rising. A home worth $139,000 today was worth roughly $99,286 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Mississippi is +62.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bolivar County
Run the numbers for Bolivar County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bolivar County
To buy the typical $139,000 home in Bolivar County with 20% down, you need a household income of roughly $38,000 a year (about $880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $45,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,000 | $1,100/mo | $47,000/yr |
| 10% (+PMI) | $13,900 | $1,050/mo | $45,000/yr |
| 20% | $27,800 | $880/mo | $38,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bolivar County
At about $99 per square foot, here is roughly how much home different budgets get you in Bolivar County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1520 sq ft | around the typical home here |
| $200k | 2020 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3030 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Mississippi.
Estimate a specific home in Bolivar County
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Bolivar County home prices: frequently asked
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Browse all Mississippi cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.