Harrison County, MS Average Home Price (2026)
The average home price in Harrison County, Mississippi is about $233,000 (the 2026 median across 10 ZIP codes, at ~$168/sq ft) — 52% more expensive than the Mississippi median and 19% more affordable than the typical U.S. home.
How Harrison County compares
Harrison County is about average for housing nationally: its typical home costs $233,000 against $153,000 for Mississippi and $289,000 for the U.S. Within the county, ZIP-level values run from about $113,000 to $305,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Harrison County | $233,000 | $168 |
| Mississippi | $153,000 | $126 |
| United States | $289,000 | $193 |
Cities in Harrison County
Cities with their own home-value page, largest first:
Harrison County home prices by ZIP code
The 10 most valuable ZIP codes in Harrison County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 39571 Pass Christian | $305,000 | $234 | +31% |
| 39532 Biloxi | $279,000 | $163 | +20% |
| 39574 Saucier | $241,000 | $187 | +3% |
| 39560 Long Beach | $239,000 | $173 | +3% |
| 39540 Diberville | $235,000 | $153 | +1% |
| 39503 Gulfport | $231,000 | $151 | -1% |
| 39507 Gulfport | $213,000 | $159 | -9% |
| 39531 Biloxi | $206,000 | $174 | -12% |
| 39530 Biloxi | $160,000 | $232 | -31% |
| 39501 Gulfport | $113,000 | $134 | -52% |
Home value appreciation in Harrison County
Home prices in Harrison County have risen about 72% over the last 10 years (≈5.6% a year) and +70.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.4% — still rising. A home worth $233,000 today was worth roughly $135,465 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Mississippi is +62.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Harrison County
Run the numbers for Harrison County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Harrison County
To buy the typical $233,000 home in Harrison County with 20% down, you need a household income of roughly $63,000 a year (about $1,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,840/mo | $79,000/yr |
| 10% (+PMI) | $23,300 | $1,760/mo | $75,000/yr |
| 20% | $46,600 | $1,480/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Harrison County
At about $168 per square foot, here is roughly how much home different budgets get you in Harrison County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 890 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1190 sq ft | around the typical home here |
| $250k | 1490 sq ft | around the typical home here |
| $300k | 1790 sq ft | around the typical home here |
| $400k | 2380 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Mississippi.
Estimate a specific home in Harrison County
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Harrison County home prices: frequently asked
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Browse all Mississippi cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.