Idaho Average Home Price by City (2026)

The average home price in Idaho (ID) is about $449,000 — the 2026 median, at ~$278/sq ft — 53% more expensive than the typical U.S. home.

$449,000
Idaho median value
$278
Median price / sq ft
~1,620
sq ft a median budget buys
+53%
vs U.S. median
Boise — $515,000BoiseIdaho Falls — $386,000Idaho FallsAthol — $706,000AtholNampa — $433,000

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to Idaho?

Housing in Idaho is 53% more expensive than the national average, with a typical home around $449,000 and a local rate near $278 per square foot. Among the 4 Idaho cities we track, Athol is the most expensive (median $706,000) and Idaho Falls is the most affordable (median $386,000) — so where you land in the state matters as much as the state itself.

Browse Idaho cities

Athol$706,000Boise$515,000Nampa$433,000Idaho Falls$386,000

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in Idaho

To buy the typical $449,000 home in Idaho with 20% down, you need a household income of roughly $122,000 a year (about $2,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $145,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$22,500$3,540/mo$152,000/yr
10% (+PMI)$44,900$3,390/mo$145,000/yr
20%$89,800$2,850/mo$122,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Idaho

At about $278 per square foot, here is roughly how much home different budgets get you in Idaho:

BudgetApprox. sizeWhat that looks like locally
$250k900 sq ftbelow the local median — condos, smaller or older homes
$300k1080 sq ftbelow the local median — condos, smaller or older homes
$400k1440 sq ftaround the typical home here
$500k1800 sq ftaround the typical home here
$600k2160 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Idaho so you can compare your current home against every Idaho city we track.

Idaho home prices: frequently asked

What salary do you need to buy a house in Idaho? +
For the typical $449,000 home in Idaho, a household income of about $122,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $145,000; with 5% down about $152,000.
What is the average home price in Idaho? +
The average home price in Idaho is about $449,000 as of 2026, at roughly $278 per square foot — 53% more expensive than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Idaho (ID)? +
About $449,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $278/sq ft, a median budget in Idaho buys roughly 1,620 sq ft of home.
Where is Idaho most and least expensive? +
Among the 4 Idaho cities tracked here, Athol is the priciest (median $706,000) and Idaho Falls is the most affordable (median $386,000). ZIP-level prices within one city vary further, so check the city page for your area.