Bonner County, ID Average Home Price (2026)
The average home price in Bonner County, Idaho is about $643,500 (the 2026 median across 16 ZIP codes, at ~$416/sq ft) — 45% more expensive than the Idaho median and 123% more expensive than the typical U.S. home.
How Bonner County compares
Bonner County is relatively expensive for housing nationally: its typical home costs $643,500 against $444,000 for Idaho and $289,000 for the U.S. Within the county, ZIP-level values run from about $491,000 to $1,223,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bonner County | $643,500 | $416 |
| Idaho | $444,000 | $278 |
| United States | $289,000 | $193 |
Cities in Bonner County
Cities with their own home-value page, largest first:
Bonner County home prices by ZIP code
The 15 most valuable ZIP codes in Bonner County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 83821 Coolin | $1,223,000 | $528 | +90% |
| 83860 Sagle | $816,000 | $449 | +27% |
| 83825 Dover | $786,000 | $542 | +22% |
| 83836 Hope | $754,000 | $449 | +17% |
| 83848 Nordman | $738,000 | $693 | +15% |
| 83809 Athol | $709,000 | $416 | +10% |
| 83813 Cocolalla | $689,000 | $396 | +7% |
| 83864 Kootenai | $654,000 | $491 | +2% |
| 83841 Laclede | $633,000 | $491 | -2% |
| 83856 Priest River | $563,000 | $361 | -13% |
| 83804 Blanchard | $543,000 | $347 | -16% |
| 83822 Oldtown | $519,000 | $322 | -19% |
| 83803 Athol | $505,000 | $416 | -22% |
| 83852 Sandpoint | $499,000 | $336 | -22% |
| 83811 Clark Fork | $498,000 | $343 | -23% |
Home value appreciation in Bonner County
Home prices in Bonner County have risen about 156% over the last 10 years (≈9.9% a year) and +157.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.3% — still rising. A home worth $643,500 today was worth roughly $251,073 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Idaho is +149.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bonner County
Run the numbers for Bonner County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bonner County
To buy the typical $643,500 home in Bonner County with 20% down, you need a household income of roughly $175,000 a year (about $4,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $208,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $32,200 | $5,080/mo | $218,000/yr |
| 10% (+PMI) | $64,400 | $4,850/mo | $208,000/yr |
| 20% | $128,700 | $4,090/mo | $175,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bonner County
At about $416 per square foot, here is roughly how much home different budgets get you in Bonner County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 720 sq ft | below the local median — condos, smaller or older homes |
| $400k | 960 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1440 sq ft | around the typical home here |
| $750k | 1800 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Idaho.
Estimate a specific home in Bonner County
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Bonner County home prices: frequently asked
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Browse all Idaho cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.