Kootenai County, ID Average Home Price (2026)
The average home price in Kootenai County, Idaho is about $633,500 (the 2026 median across 10 ZIP codes, at ~$413/sq ft) — 43% more expensive than the Idaho median and 119% more expensive than the typical U.S. home.
How Kootenai County compares
Kootenai County is relatively expensive for housing nationally: its typical home costs $633,500 against $444,000 for Idaho and $289,000 for the U.S. Within the county, ZIP-level values run from about $536,000 to $987,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kootenai County | $633,500 | $413 |
| Idaho | $444,000 | $278 |
| United States | $289,000 | $193 |
Kootenai County home prices by ZIP code
The 10 most valuable ZIP codes in Kootenai County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 83833 Harrison | $987,000 | $812 | +56% |
| 83876 Worley | $841,000 | $544 | +33% |
| 83801 Athol | $800,000 | $433 | +26% |
| 83814 Coeur d'Alene | $739,000 | $517 | +17% |
| 83835 Hayden | $663,000 | $359 | +5% |
| 83869 Spirit Lake | $604,000 | $486 | -5% |
| 83858 Rathdrum | $583,000 | $343 | -8% |
| 83810 Cataldo | $567,000 | $393 | -10% |
| 83815 Coeur d'Alene | $565,000 | $314 | -11% |
| 83854 Post Falls | $536,000 | $308 | -15% |
Home value appreciation in Kootenai County
Home prices in Kootenai County have risen about 164% over the last 10 years (≈10.2% a year) and +170.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $633,500 today was worth roughly $240,417 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Idaho is +149.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kootenai County
Run the numbers for Kootenai County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kootenai County
To buy the typical $633,500 home in Kootenai County with 20% down, you need a household income of roughly $172,000 a year (about $4,020 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $205,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,700 | $5,000/mo | $214,000/yr |
| 10% (+PMI) | $63,400 | $4,780/mo | $205,000/yr |
| 20% | $126,700 | $4,020/mo | $172,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kootenai County
At about $413 per square foot, here is roughly how much home different budgets get you in Kootenai County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 730 sq ft | below the local median — condos, smaller or older homes |
| $400k | 970 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1450 sq ft | around the typical home here |
| $750k | 1820 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Idaho.
Estimate a specific home in Kootenai County
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Kootenai County home prices: frequently asked
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Browse all Idaho cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.