ZIP Code 29209 — Columbia, SC Home Prices (2026)
The typical home in ZIP 29209 (Columbia, South Carolina) is worth about $226,000 at roughly $142 per square foot — about the same as the Columbia median and 23% more affordable than the typical U.S. home.
How 29209 compares
ZIP 29209 is a mid-priced ZIP code for Columbia: its typical home value of $226,000 ranks #6 of the 11 Columbia ZIP codes we track (the citywide range runs from $104,000 in 29044 to $396,000 in 29206). Per square foot it costs about $142, against $146 for Columbia as a whole, $177 for South Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 29209 | $226,000 | $142 |
| Columbia, SC | $226,000 | $146 |
| South Carolina | $237,000 | $177 |
| United States | $294,000 | $195 |
Home value by size in 29209
Using this ZIP’s rate of about $142 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $142,000 |
| 1,500 sq ft | $213,000 |
| 2,000 sq ft | $284,000 |
| 2,500 sq ft | $355,000 |
| 3,000 sq ft | $426,000 |
Salary needed to buy a home in ZIP 29209
To buy the typical $226,000 home in ZIP 29209 with 20% down, you need a household income of roughly $61,000 a year (about $1,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $73,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,300 | $1,780/mo | $76,000/yr |
| 10% (+PMI) | $22,600 | $1,700/mo | $73,000/yr |
| 20% | $45,200 | $1,430/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 29209
At about $142 per square foot, here is roughly how much home different budgets get you in ZIP 29209:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1410 sq ft | around the typical home here |
| $250k | 1760 sq ft | around the typical home here |
| $300k | 2110 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2820 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29209 home.
Estimate a specific home in 29209
The estimator below is pre-set to ZIP 29209 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Columbia ZIP codes by home value
Where 29209 sits among Columbia’s 11 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 29206 | $396,000 | $186 |
| 2 | 29205 | $317,000 | $225 |
| 3 | 29212 | $280,000 | $150 |
| 4 | 29229 | $269,000 | $143 |
| 5 | 29201 | $246,000 | $223 |
| 6 | 29209 (this page) | $226,000 | $142 |
| 7 | 29223 | $223,000 | $146 |
| 8 | 29210 | $199,000 | $122 |
| 9 | 29204 | $189,000 | $182 |
| 10 | 29203 | $133,000 | $141 |
| 11 | 29044 | $104,000 | $144 |
ZIP 29209 home prices: frequently asked
What is the average home price in ZIP code 29209? +
What is the price per square foot in 29209? +
What salary do you need to buy a house in ZIP 29209? +
Is 29209 an expensive ZIP code? +
See the full Columbia home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.