ZIP Code 29044 — Columbia, SC Home Prices (2026)
The typical home in ZIP 29044 (Columbia, South Carolina) is worth about $104,000 at roughly $144 per square foot — 54% more affordable than the Columbia median and 65% more affordable than the typical U.S. home.
How 29044 compares
ZIP 29044 is one of the more affordable ZIP codes in Columbia: its typical home value of $104,000 ranks #11 of the 11 Columbia ZIP codes we track (the citywide range runs from $104,000 in 29044 to $396,000 in 29206). Per square foot it costs about $144, against $146 for Columbia as a whole, $177 for South Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 29044 | $104,000 | $144 |
| Columbia, SC | $226,000 | $146 |
| South Carolina | $237,000 | $177 |
| United States | $294,000 | $195 |
Home value by size in 29044
Using this ZIP’s rate of about $144 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $144,000 |
| 1,500 sq ft | $216,000 |
| 2,000 sq ft | $288,000 |
| 2,500 sq ft | $360,000 |
| 3,000 sq ft | $432,000 |
Salary needed to buy a home in ZIP 29044
To buy the typical $104,000 home in ZIP 29044 with 20% down, you need a household income of roughly $28,000 a year (about $660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $34,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,200 | $820/mo | $35,000/yr |
| 10% (+PMI) | $10,400 | $780/mo | $34,000/yr |
| 20% | $20,800 | $660/mo | $28,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 29044
At about $144 per square foot, here is roughly how much home different budgets get you in ZIP 29044:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 1390 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1740 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 29044 home.
Estimate a specific home in 29044
The estimator below is pre-set to ZIP 29044 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Columbia ZIP codes by home value
Where 29044 sits among Columbia’s 11 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 29206 | $396,000 | $186 |
| 2 | 29205 | $317,000 | $225 |
| 3 | 29212 | $280,000 | $150 |
| 4 | 29229 | $269,000 | $143 |
| 5 | 29201 | $246,000 | $223 |
| 6 | 29209 | $226,000 | $142 |
| 7 | 29223 | $223,000 | $146 |
| 8 | 29210 | $199,000 | $122 |
| 9 | 29204 | $189,000 | $182 |
| 10 | 29203 | $133,000 | $141 |
| 11 | 29044 (this page) | $104,000 | $144 |
ZIP 29044 home prices: frequently asked
What is the average home price in ZIP code 29044? +
What is the price per square foot in 29044? +
What salary do you need to buy a house in ZIP 29044? +
Is 29044 an expensive ZIP code? +
See the full Columbia home values page, all South Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.