ZIP Code 92008 — Carlsbad, CA Home Prices (2026)

The typical home in ZIP 92008 (Carlsbad, California) is worth about $1,220,000 at roughly $890 per square foot — 9% more affordable than the Carlsbad median and 315% more expensive than the typical U.S. home.

$1,220,000
Typical home value
$890
Price per sq ft
#4 of 4
Carlsbad ZIPs by value
-9%
vs Carlsbad median

How 92008 compares

ZIP 92008 is one of the more affordable ZIP codes in Carlsbad: its typical home value of $1,220,000 ranks #4 of the 4 Carlsbad ZIP codes we track (the citywide range runs from $1,220,000 in 92008 to $1,578,000 in 92009). Per square foot it costs about $890, against $703 for Carlsbad as a whole, $455 for California, and $195 nationally.

AreaTypical value$ / sq ft
ZIP 92008$1,220,000$890
Carlsbad, CA$1,340,000$703
California$698,000$455
United States$294,000$195

Home value by size in 92008

Using this ZIP’s rate of about $890 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home sizeEstimated value
1,000 sq ft$890,000
1,500 sq ft$1,335,000
2,000 sq ft$1,780,000
2,500 sq ft$2,225,000
3,000 sq ft$2,670,000

Salary needed to buy a home in ZIP 92008

To buy the typical $1,220,000 home in ZIP 92008 with 20% down, you need a household income of roughly $332,000 a year (about $7,740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $394,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$61,000$9,630/mo$413,000/yr
10% (+PMI)$122,000$9,200/mo$394,000/yr
20%$244,000$7,740/mo$332,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 92008

At about $890 per square foot, here is roughly how much home different budgets get you in ZIP 92008:

BudgetApprox. sizeWhat that looks like locally
$600k670 sq ftbelow the local median — condos, smaller or older homes
$750k840 sq ftbelow the local median — condos, smaller or older homes
$1.00M1120 sq ftaround the typical home here
$1.50M1690 sq ftaround the typical home here
$2.00M2250 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92008 home.

Estimate a specific home in 92008

The estimator below is pre-set to ZIP 92008 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Carlsbad ZIP codes by home value

Where 92008 sits among Carlsbad’s 4 ZIP codes:

#ZIP codeTypical value$ / sq ft
192009$1,578,000$631
292011$1,390,000$766
392010$1,290,000$639
492008 (this page)$1,220,000$890

ZIP 92008 home prices: frequently asked

What is the average home price in ZIP code 92008? +
The typical home in ZIP 92008 (Carlsbad, CA) is worth about $1,220,000 as of 2026. That is 9% more affordable than the Carlsbad median of $1,340,000 and 315% more expensive than the U.S. median of $294,000.
What is the price per square foot in 92008? +
About $890 per square foot in 92008, versus $703 across Carlsbad and $455 across California. At that rate a 1,500 sq ft home runs roughly $1,335,000 and a 2,500 sq ft home about $2,225,000.
What salary do you need to buy a house in ZIP 92008? +
For the typical $1,220,000 home in ZIP 92008, a household income of about $332,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $394,000; with 5% down about $413,000.
Is 92008 an expensive ZIP code? +
Within Carlsbad, 92008 ranks #4 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Carlsbad. Nationally it is relatively expensive.

See the full Carlsbad home values page, all California cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.