ZIP Code 92014 — San Diego, CA Home Prices (2026)
The typical home in ZIP 92014 (San Diego, California) is worth about $2,922,000 at roughly $1422 per square foot — 192% more expensive than the San Diego median and 894% more expensive than the typical U.S. home.
How 92014 compares
ZIP 92014 is one of the pricier ZIP codes in San Diego: its typical home value of $2,922,000 ranks #1 of the 33 San Diego ZIP codes we track (the citywide range runs from $594,000 in 92108 to $2,922,000 in 92014). Per square foot it costs about $1422, against $644 for San Diego as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92014 | $2,922,000 | $1422 |
| San Diego, CA | $999,000 | $644 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92014
Using this ZIP’s rate of about $1422 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $1,422,000 |
| 1,500 sq ft | $2,133,000 |
| 2,000 sq ft | $2,844,000 |
| 2,500 sq ft | $3,555,000 |
| 3,000 sq ft | $4,266,000 |
Salary needed to buy a home in ZIP 92014
To buy the typical $2,922,000 home in ZIP 92014 with 20% down, you need a household income of roughly $795,000 a year (about $18,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $945,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $146,100 | $23,050/mo | $988,000/yr |
| 10% (+PMI) | $292,200 | $22,040/mo | $945,000/yr |
| 20% | $584,400 | $18,550/mo | $795,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92014
At about $1422 per square foot, here is roughly how much home different budgets get you in ZIP 92014:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $1.50M | 1050 sq ft | below the local median — condos, smaller or older homes |
| $2.00M | 1410 sq ft | below the local median — condos, smaller or older homes |
| $3.00M | 2110 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92014 home.
Estimate a specific home in 92014
The estimator below is pre-set to ZIP 92014 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All San Diego ZIP codes by home value
Where 92014 sits among San Diego’s 33 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92014 (this page) | $2,922,000 | $1422 |
| 2 | 92037 | $2,366,000 | $1227 |
| 3 | 92130 | $2,095,000 | $850 |
| 4 | 92106 | $1,813,000 | $977 |
| 5 | 92127 | $1,626,000 | $691 |
| 6 | 92109 | $1,499,000 | $1136 |
| 7 | 92107 | $1,495,000 | $850 |
| 8 | 92131 | $1,489,000 | $629 |
| 9 | 92129 | $1,359,000 | $644 |
| 10 | 92117 | $1,093,000 | $741 |
| 11 | 92121 | $1,093,000 | $716 |
| 12 | 92122 | $1,089,000 | $716 |
| 13 | 92103 | $1,073,000 | $809 |
| 14 | 92124 | $1,062,000 | $588 |
| 15 | 92120 | $1,043,000 | $576 |
| 16 | 92110 | $1,003,000 | $643 |
| 17 | 92128 | $999,000 | $598 |
| 18 | 92126 | $998,000 | $659 |
| 19 | 92116 | $993,000 | $863 |
| 20 | 92119 | $985,000 | $527 |
| 21 | 92123 | $967,000 | $607 |
| 22 | 92104 | $962,000 | $753 |
| 23 | 92111 | $954,000 | $592 |
| 24 | 92115 | $858,000 | $603 |
| 25 | 92114 | $751,000 | $533 |
| 26 | 92154 | $747,000 | $444 |
| 27 | 92102 | $743,000 | $700 |
| 28 | 92139 | $742,000 | $526 |
| 29 | 92101 | $722,000 | $709 |
| 30 | 92173 | $699,000 | $609 |
| 31 | 92105 | $695,000 | $573 |
| 32 | 92113 | $660,000 | $513 |
| 33 | 92108 | $594,000 | $587 |
ZIP 92014 home prices: frequently asked
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See the full San Diego home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.