ZIP Code 92661 — Newport Beach, CA Home Prices (2026)
The typical home in ZIP 92661 (Newport Beach, California) is worth about $4,688,000 at roughly $2563 per square foot — 4% more expensive than the Newport Beach median and 1495% more expensive than the typical U.S. home.
How 92661 compares
ZIP 92661 is one of the pricier ZIP codes in Newport Beach: its typical home value of $4,688,000 ranks #2 of the 6 Newport Beach ZIP codes we track (the citywide range runs from $2,737,000 in 92663 to $5,626,000 in 92657). Per square foot it costs about $2563, against $2177 for Newport Beach as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92661 | $4,688,000 | $2563 |
| Newport Beach, CA | $4,506,000 | $2177 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92661
Using this ZIP’s rate of about $2563 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $2,563,000 |
| 1,500 sq ft | $3,844,500 |
| 2,000 sq ft | $5,126,000 |
| 2,500 sq ft | $6,407,500 |
| 3,000 sq ft | $7,689,000 |
Salary needed to buy a home in ZIP 92661
To buy the typical $4,688,000 home in ZIP 92661 with 20% down, you need a household income of roughly $1,275,000 a year (about $29,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $1,515,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $234,400 | $36,990/mo | $1,585,000/yr |
| 10% (+PMI) | $468,800 | $35,360/mo | $1,515,000/yr |
| 20% | $937,600 | $29,760/mo | $1,275,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92661
At about $2563 per square foot, here is roughly how much home different budgets get you in ZIP 92661:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 60 sq ft | below the local median — condos, smaller or older homes |
| $200k | 80 sq ft | below the local median — condos, smaller or older homes |
| $250k | 100 sq ft | below the local median — condos, smaller or older homes |
| $300k | 120 sq ft | below the local median — condos, smaller or older homes |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92661 home.
Estimate a specific home in 92661
The estimator below is pre-set to ZIP 92661 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Newport Beach ZIP codes by home value
Where 92661 sits among Newport Beach’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92657 | $5,626,000 | $1995 |
| 2 | 92661 (this page) | $4,688,000 | $2563 |
| 3 | 92662 | $4,688,000 | $2486 |
| 4 | 92625 | $4,324,000 | $2359 |
| 5 | 92660 | $3,296,000 | $1373 |
| 6 | 92663 | $2,737,000 | $1782 |
ZIP 92661 home prices: frequently asked
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See the full Newport Beach home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.