ZIP Code 92663 — Newport Beach, CA Home Prices (2026)
The typical home in ZIP 92663 (Newport Beach, California) is worth about $2,737,000 at roughly $1782 per square foot — 39% more affordable than the Newport Beach median and 831% more expensive than the typical U.S. home.
How 92663 compares
ZIP 92663 is one of the more affordable ZIP codes in Newport Beach: its typical home value of $2,737,000 ranks #6 of the 6 Newport Beach ZIP codes we track (the citywide range runs from $2,737,000 in 92663 to $5,626,000 in 92657). Per square foot it costs about $1782, against $2177 for Newport Beach as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 92663 | $2,737,000 | $1782 |
| Newport Beach, CA | $4,506,000 | $2177 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 92663
Using this ZIP’s rate of about $1782 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $1,782,000 |
| 1,500 sq ft | $2,673,000 |
| 2,000 sq ft | $3,564,000 |
| 2,500 sq ft | $4,455,000 |
| 3,000 sq ft | $5,346,000 |
Salary needed to buy a home in ZIP 92663
To buy the typical $2,737,000 home in ZIP 92663 with 20% down, you need a household income of roughly $745,000 a year (about $17,380 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $885,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $136,900 | $21,600/mo | $926,000/yr |
| 10% (+PMI) | $273,700 | $20,640/mo | $885,000/yr |
| 20% | $547,400 | $17,380/mo | $745,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 92663
At about $1782 per square foot, here is roughly how much home different budgets get you in ZIP 92663:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $1.50M | 840 sq ft | below the local median — condos, smaller or older homes |
| $2.00M | 1120 sq ft | below the local median — condos, smaller or older homes |
| $3.00M | 1680 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 92663 home.
Estimate a specific home in 92663
The estimator below is pre-set to ZIP 92663 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Newport Beach ZIP codes by home value
Where 92663 sits among Newport Beach’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 92657 | $5,626,000 | $1995 |
| 2 | 92661 | $4,688,000 | $2563 |
| 3 | 92662 | $4,688,000 | $2486 |
| 4 | 92625 | $4,324,000 | $2359 |
| 5 | 92660 | $3,296,000 | $1373 |
| 6 | 92663 (this page) | $2,737,000 | $1782 |
ZIP 92663 home prices: frequently asked
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What is the price per square foot in 92663? +
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See the full Newport Beach home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.