Rutherford County, TN Average Home Price (2026)
The average home price in Rutherford County, Tennessee is about $438,500 (the 2026 median across 12 ZIP codes, at ~$223/sq ft) — 64% more expensive than the Tennessee median and 52% more expensive than the typical U.S. home.
How Rutherford County compares
Rutherford County is relatively expensive for housing nationally: its typical home costs $438,500 against $267,000 for Tennessee and $289,000 for the U.S. Within the county, ZIP-level values run from about $343,000 to $615,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Rutherford County | $438,500 | $223 |
| Tennessee | $267,000 | $213 |
| United States | $289,000 | $193 |
Cities in Rutherford County
Cities with their own home-value page, largest first:
Rutherford County home prices by ZIP code
The 12 most valuable ZIP codes in Rutherford County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 37118 Milton | $615,000 | $309 | +40% |
| 37085 Lascassas | $546,000 | $287 | +25% |
| 37060 Eagleville | $540,000 | $473 | +23% |
| 37153 Rockvale | $474,000 | $211 | +8% |
| 37129 Murfreesboro | $442,000 | $224 | +1% |
| 37128 Murfreesboro | $441,000 | $215 | +1% |
| 37149 Readyville | $436,000 | $264 | -1% |
| 37127 Murfreesboro | $418,000 | $221 | -5% |
| 37037 Christiana | $406,000 | $245 | -7% |
| 37167 Smyrna | $402,000 | $213 | -8% |
| 37130 Murfreesboro | $368,000 | $219 | -16% |
| 37086 La Vergne | $343,000 | $220 | -22% |
Home value appreciation in Rutherford County
Home prices in Rutherford County have risen about 131% over the last 10 years (≈8.7% a year) and +166.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at 0.0% — roughly flat. A home worth $438,500 today was worth roughly $189,663 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Tennessee is +113.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Rutherford County
Run the numbers for Rutherford County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Rutherford County
To buy the typical $438,500 home in Rutherford County with 20% down, you need a household income of roughly $119,000 a year (about $2,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $142,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $21,900 | $3,460/mo | $148,000/yr |
| 10% (+PMI) | $43,900 | $3,310/mo | $142,000/yr |
| 20% | $87,700 | $2,780/mo | $119,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Rutherford County
At about $223 per square foot, here is roughly how much home different budgets get you in Rutherford County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1790 sq ft | around the typical home here |
| $500k | 2240 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Tennessee.
Estimate a specific home in Rutherford County
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Rutherford County home prices: frequently asked
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Browse all Tennessee cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.