ZIP Code 37128 — Murfreesboro, TN Home Prices (2026)

The typical home in ZIP 37128 (Murfreesboro, Tennessee) is worth about $446,000 at roughly $217 per square foot — 2% more expensive than the Murfreesboro median and 52% more expensive than the typical U.S. home.

$446,000

Typical home value

$217

Price per sq ft

#2 of 4

Murfreesboro ZIPs by value

+2%

vs Murfreesboro median

How 37128 compares

ZIP 37128 is one of the pricier ZIP codes in Murfreesboro: its typical home value of $446,000 ranks #2 of the 4 Murfreesboro ZIP codes we track (the citywide range runs from $374,000 in 37130 to $448,000 in 37129). Per square foot it costs about $217, against $223 for Murfreesboro as a whole, $211 for Tennessee, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 37128	$446,000	$217
Murfreesboro, TN	$435,500	$223
Tennessee	$272,500	$211
United States	$294,000	$195

Home value by size in 37128

Using this ZIP’s rate of about $217 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$217,000
1,500 sq ft	$325,500
2,000 sq ft	$434,000
2,500 sq ft	$542,500
3,000 sq ft	$651,000

Salary needed to buy a home in ZIP 37128

To buy the typical $446,000 home in ZIP 37128 with 20% down, you need a household income of roughly $121,000 a year (about $2,830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $144,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$22,300	$3,520/mo	$151,000/yr
10% (+PMI)	$44,600	$3,360/mo	$144,000/yr
20%	$89,200	$2,830/mo	$121,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 37128

At about $217 per square foot, here is roughly how much home different budgets get you in ZIP 37128:

Budget	Approx. size	What that looks like locally
$250k	1150 sq ft	below the local median — condos, smaller or older homes
$300k	1380 sq ft	below the local median — condos, smaller or older homes
$400k	1840 sq ft	around the typical home here
$500k	2300 sq ft	around the typical home here
$600k	2760 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 37128 home.

Estimate a specific home in 37128

The estimator below is pre-set to ZIP 37128 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Murfreesboro ZIP codes by home value

Where 37128 sits among Murfreesboro’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	37129	$448,000	$224
2	37128 (this page)	$446,000	$217
3	37127	$425,000	$225
4	37130	$374,000	$222

ZIP 37128 home prices: frequently asked

What is the average home price in ZIP code 37128? +

The typical home in ZIP 37128 (Murfreesboro, TN) is worth about $446,000 as of 2026. That is 2% more expensive than the Murfreesboro median of $435,500 and 52% more expensive than the U.S. median of $294,000.

What is the price per square foot in 37128? +

About $217 per square foot in 37128, versus $223 across Murfreesboro and $211 across Tennessee. At that rate a 1,500 sq ft home runs roughly $325,500 and a 2,500 sq ft home about $542,500.

What salary do you need to buy a house in ZIP 37128? +

For the typical $446,000 home in ZIP 37128, a household income of about $121,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $144,000; with 5% down about $151,000.

Is 37128 an expensive ZIP code? +

Within Murfreesboro, 37128 ranks #2 of 4 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Murfreesboro. Nationally it is relatively expensive.

See the full Murfreesboro home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.