ZIP Code 37130 — Murfreesboro, TN Home Prices (2026)
The typical home in ZIP 37130 (Murfreesboro, Tennessee) is worth about $374,000 at roughly $222 per square foot — 14% more affordable than the Murfreesboro median and 27% more expensive than the typical U.S. home.
How 37130 compares
ZIP 37130 is one of the more affordable ZIP codes in Murfreesboro: its typical home value of $374,000 ranks #4 of the 4 Murfreesboro ZIP codes we track (the citywide range runs from $374,000 in 37130 to $448,000 in 37129). Per square foot it costs about $222, against $223 for Murfreesboro as a whole, $211 for Tennessee, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 37130 | $374,000 | $222 |
| Murfreesboro, TN | $435,500 | $223 |
| Tennessee | $272,500 | $211 |
| United States | $294,000 | $195 |
Home value by size in 37130
Using this ZIP’s rate of about $222 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $222,000 |
| 1,500 sq ft | $333,000 |
| 2,000 sq ft | $444,000 |
| 2,500 sq ft | $555,000 |
| 3,000 sq ft | $666,000 |
Salary needed to buy a home in ZIP 37130
To buy the typical $374,000 home in ZIP 37130 with 20% down, you need a household income of roughly $102,000 a year (about $2,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $121,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,700 | $2,950/mo | $126,000/yr |
| 10% (+PMI) | $37,400 | $2,820/mo | $121,000/yr |
| 20% | $74,800 | $2,370/mo | $102,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 37130
At about $222 per square foot, here is roughly how much home different budgets get you in ZIP 37130:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1350 sq ft | around the typical home here |
| $400k | 1800 sq ft | around the typical home here |
| $500k | 2250 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 37130 home.
Estimate a specific home in 37130
The estimator below is pre-set to ZIP 37130 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Murfreesboro ZIP codes by home value
Where 37130 sits among Murfreesboro’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 37129 | $448,000 | $224 |
| 2 | 37128 | $446,000 | $217 |
| 3 | 37127 | $425,000 | $225 |
| 4 | 37130 (this page) | $374,000 | $222 |
ZIP 37130 home prices: frequently asked
What is the average home price in ZIP code 37130? +
What is the price per square foot in 37130? +
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See the full Murfreesboro home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.