ZIP Code 74056 — Pawhuska, OK Home Prices (2026)

The typical home in ZIP 74056 (Pawhuska, Oklahoma) is worth about $111,000 at roughly $89 per square foot — 3% more affordable than the Pawhuska median and 62% more affordable than the typical U.S. home.

$111,000

Typical home value

$89

Price per sq ft

#3 of 3

Pawhuska ZIPs by value

-3%

vs Pawhuska median

How 74056 compares

ZIP 74056 is one of the more affordable ZIP codes in Pawhuska: its typical home value of $111,000 ranks #3 of the 3 Pawhuska ZIP codes we track (the citywide range runs from $111,000 in 74056 to $185,000 in 74022). Per square foot it costs about $89, against $89 for Pawhuska as a whole, $141 for Oklahoma, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 74056	$111,000	$89
Pawhuska, OK	$115,000	$89
Oklahoma	$191,000	$141
United States	$294,000	$195

Home value by size in 74056

Using this ZIP’s rate of about $89 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$89,000
1,500 sq ft	$133,500
2,000 sq ft	$178,000
2,500 sq ft	$222,500
3,000 sq ft	$267,000

Salary needed to buy a home in ZIP 74056

To buy the typical $111,000 home in ZIP 74056 with 20% down, you need a household income of roughly $30,000 a year (about $700 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $36,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$5,600	$880/mo	$38,000/yr
10% (+PMI)	$11,100	$840/mo	$36,000/yr
20%	$22,200	$700/mo	$30,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 74056

At about $89 per square foot, here is roughly how much home different budgets get you in ZIP 74056:

Budget	Approx. size	What that looks like locally
$150k	1690 sq ft	above the median — larger homes or the pricier ZIPs
$200k	2250 sq ft	above the median — larger homes or the pricier ZIPs
$250k	2810 sq ft	above the median — larger homes or the pricier ZIPs
$300k	3370 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 74056 home.

Estimate a specific home in 74056

The estimator below is pre-set to ZIP 74056 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Pawhuska ZIP codes by home value

Where 74056 sits among Pawhuska’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	74022	$185,000	$150
2	74652	$115,000	$60
3	74056 (this page)	$111,000	$89

ZIP 74056 home prices: frequently asked

What is the average home price in ZIP code 74056? +

The typical home in ZIP 74056 (Pawhuska, OK) is worth about $111,000 as of 2026. That is 3% more affordable than the Pawhuska median of $115,000 and 62% more affordable than the U.S. median of $294,000.

What is the price per square foot in 74056? +

About $89 per square foot in 74056, versus $89 across Pawhuska and $141 across Oklahoma. At that rate a 1,500 sq ft home runs roughly $133,500 and a 2,500 sq ft home about $222,500.

What salary do you need to buy a house in ZIP 74056? +

For the typical $111,000 home in ZIP 74056, a household income of about $30,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $36,000; with 5% down about $38,000.

Is 74056 an expensive ZIP code? +

Within Pawhuska, 74056 ranks #3 of 3 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Pawhuska. Nationally it is relatively affordable.

See the full Pawhuska home values page, all Oklahoma cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.