Durham County, NC Average Home Price (2026)
The average home price in Durham County, North Carolina is about $410,500 (the 2026 median across 8 ZIP codes, at ~$230/sq ft) — 43% more expensive than the North Carolina median and 42% more expensive than the typical U.S. home.
How Durham County compares
Durham County is relatively expensive for housing nationally: its typical home costs $410,500 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $301,000 to $473,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Durham County | $410,500 | $230 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Cities in Durham County
Cities with their own home-value page, largest first:
Durham County home prices by ZIP code
The 8 most valuable ZIP codes in Durham County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 27503 Bahama | $473,000 | $237 | +15% |
| 27705 Durham | $459,000 | $250 | +12% |
| 27712 Durham | $415,000 | $219 | +1% |
| 27701 Durham | $411,000 | $371 | +0% |
| 27713 Durham | $410,000 | $223 | +0% |
| 27707 Durham | $398,000 | $274 | -3% |
| 27703 Durham | $377,000 | $204 | -8% |
| 27704 Durham | $301,000 | $213 | -27% |
Home value appreciation in Durham County
Home prices in Durham County have risen about 119% over the last 10 years (≈8.1% a year) and +151.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.3% — still rising. A home worth $410,500 today was worth roughly $187,700 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Durham County
Run the numbers for Durham County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Durham County
To buy the typical $410,500 home in Durham County with 20% down, you need a household income of roughly $112,000 a year (about $2,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $133,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,500 | $3,240/mo | $139,000/yr |
| 10% (+PMI) | $41,100 | $3,100/mo | $133,000/yr |
| 20% | $82,100 | $2,610/mo | $112,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Durham County
At about $230 per square foot, here is roughly how much home different budgets get you in Durham County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 870 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1740 sq ft | around the typical home here |
| $500k | 2170 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Durham County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Durham County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.