ZIP Code 27704 — Durham, NC Home Prices (2026)
The typical home in ZIP 27704 (Durham, North Carolina) is worth about $312,000 at roughly $220 per square foot — 26% more affordable than the Durham median and 6% more expensive than the typical U.S. home.
How 27704 compares
ZIP 27704 is one of the more affordable ZIP codes in Durham: its typical home value of $312,000 ranks #7 of the 7 Durham ZIP codes we track (the citywide range runs from $312,000 in 27704 to $474,000 in 27705). Per square foot it costs about $220, against $226 for Durham as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27704 | $312,000 | $220 |
| Durham, NC | $422,000 | $226 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27704
Using this ZIP’s rate of about $220 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $220,000 |
| 1,500 sq ft | $330,000 |
| 2,000 sq ft | $440,000 |
| 2,500 sq ft | $550,000 |
| 3,000 sq ft | $660,000 |
Salary needed to buy a home in ZIP 27704
To buy the typical $312,000 home in ZIP 27704 with 20% down, you need a household income of roughly $85,000 a year (about $1,980 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $101,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,600 | $2,460/mo | $106,000/yr |
| 10% (+PMI) | $31,200 | $2,350/mo | $101,000/yr |
| 20% | $62,400 | $1,980/mo | $85,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27704
At about $220 per square foot, here is roughly how much home different budgets get you in ZIP 27704:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 910 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1140 sq ft | around the typical home here |
| $300k | 1360 sq ft | around the typical home here |
| $400k | 1820 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27704 home.
Estimate a specific home in 27704
The estimator below is pre-set to ZIP 27704 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Durham ZIP codes by home value
Where 27704 sits among Durham’s 7 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 27705 | $474,000 | $252 |
| 2 | 27701 | $428,000 | $375 |
| 3 | 27712 | $428,000 | $220 |
| 4 | 27713 | $422,000 | $226 |
| 5 | 27707 | $414,000 | $274 |
| 6 | 27703 | $386,000 | $211 |
| 7 | 27704 (this page) | $312,000 | $220 |
ZIP 27704 home prices: frequently asked
What is the average home price in ZIP code 27704? +
What is the price per square foot in 27704? +
What salary do you need to buy a house in ZIP 27704? +
Is 27704 an expensive ZIP code? +
See the full Durham home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.