ZIP Code 27705 — Durham, NC Home Prices (2026)
The typical home in ZIP 27705 (Durham, North Carolina) is worth about $474,000 at roughly $252 per square foot — 12% more expensive than the Durham median and 61% more expensive than the typical U.S. home.
How 27705 compares
ZIP 27705 is one of the pricier ZIP codes in Durham: its typical home value of $474,000 ranks #1 of the 7 Durham ZIP codes we track (the citywide range runs from $312,000 in 27704 to $474,000 in 27705). Per square foot it costs about $252, against $226 for Durham as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27705 | $474,000 | $252 |
| Durham, NC | $422,000 | $226 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27705
Using this ZIP’s rate of about $252 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $252,000 |
| 1,500 sq ft | $378,000 |
| 2,000 sq ft | $504,000 |
| 2,500 sq ft | $630,000 |
| 3,000 sq ft | $756,000 |
Salary needed to buy a home in ZIP 27705
To buy the typical $474,000 home in ZIP 27705 with 20% down, you need a household income of roughly $129,000 a year (about $3,010 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $153,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,700 | $3,740/mo | $160,000/yr |
| 10% (+PMI) | $47,400 | $3,580/mo | $153,000/yr |
| 20% | $94,800 | $3,010/mo | $129,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27705
At about $252 per square foot, here is roughly how much home different budgets get you in ZIP 27705:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 990 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1590 sq ft | around the typical home here |
| $500k | 1980 sq ft | around the typical home here |
| $600k | 2380 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27705 home.
Estimate a specific home in 27705
The estimator below is pre-set to ZIP 27705 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Durham ZIP codes by home value
Where 27705 sits among Durham’s 7 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 27705 (this page) | $474,000 | $252 |
| 2 | 27701 | $428,000 | $375 |
| 3 | 27712 | $428,000 | $220 |
| 4 | 27713 | $422,000 | $226 |
| 5 | 27707 | $414,000 | $274 |
| 6 | 27703 | $386,000 | $211 |
| 7 | 27704 | $312,000 | $220 |
ZIP 27705 home prices: frequently asked
What is the average home price in ZIP code 27705? +
What is the price per square foot in 27705? +
What salary do you need to buy a house in ZIP 27705? +
Is 27705 an expensive ZIP code? +
See the full Durham home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.