ZIP Code 08102 — Camden, NJ Home Prices (2026)

The typical home in ZIP 08102 (Camden, Camden County, New Jersey) is worth about $132,000 at roughly $167 per square foot — about the same as the Camden median and 54% more affordable than the typical U.S. home.

$132,000

Typical home value

$167

Price per sq ft

#2 of 4

Camden ZIPs by value

+0%

vs Camden median

How 08102 compares

ZIP 08102 is one of the pricier ZIP codes in Camden: its typical home value of $132,000 ranks #2 of the 4 Camden ZIP codes we track (the citywide range runs from $132,000 in 08104 to $176,000 in 08105). Per square foot it costs about $167, against $164 for Camden as a whole, $327 for New Jersey, and $193 nationally.

Area	Typical value	$ / sq ft
ZIP 08102	$132,000	$167
Camden, NJ	$132,000	$164
Camden County	$352,000	$230
New Jersey	$573,000	$327
United States	$289,000	$193

Home value by size in 08102

Using this ZIP’s rate of about $167 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$167,000
1,500 sq ft	$250,500
2,000 sq ft	$334,000
2,500 sq ft	$417,500
3,000 sq ft	$501,000

Home value appreciation in ZIP 08102

Home prices in ZIP 08102 (its 3-digit ZIP area) have risen about 113% over the last 10 years (≈7.8% a year) and +97.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.5% — still rising. A home worth $132,000 today was worth roughly $62,001 ten years ago.

+6.5%

1-year change

+74.0%

5-year change

+112.9%

10-year change

+97.9%

20-year change

See where that trend takes a specific home with the home appreciation calculator — Camden as a whole is +147.3% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for ZIP 08102

Run the numbers for ZIP 08102 with the local rates already filled in — change any input to test your own situation.

Property taxannual tax at local effective rates Income by ZIPmedian income, rent and value for a ZIP Affordability by salarythe price your income supports here Monthly paymentPITI on a home at this price Rent affordabilityyour max rent vs the local median Utility costselectric, gas, water and internet per month Home insurancetypical premium for this state Cost to buildnew-construction cost per sq ft here

Salary needed to buy a home in ZIP 08102

To buy the typical $132,000 home in ZIP 08102 with 20% down, you need a household income of roughly $36,000 a year (about $840 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $43,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$6,600	$1,040/mo	$45,000/yr
10% (+PMI)	$13,200	$1,000/mo	$43,000/yr
20%	$26,400	$840/mo	$36,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 08102

At about $167 per square foot, here is roughly how much home different budgets get you in ZIP 08102:

Budget	Approx. size	What that looks like locally
$150k	900 sq ft	around the typical home here
$200k	1200 sq ft	above the median — larger homes or the pricier ZIPs
$250k	1500 sq ft	above the median — larger homes or the pricier ZIPs
$300k	1800 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08102 home.

Estimate a specific home in 08102

The estimator below is pre-set to ZIP 08102 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Camden ZIP codes by home value

Where 08102 sits among Camden’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	08105	$176,000	$170
2	08102 (this page)	$132,000	$167
3	08103	$132,000	$161
4	08104	$132,000	$159

ZIP 08102 home prices: frequently asked

What is the average home price in ZIP code 08102? +

The typical home in ZIP 08102 (Camden, NJ) is worth about $132,000 as of 2026. That is about the same as the Camden median of $132,000 and 54% more affordable than the U.S. median of $289,000.

What is the price per square foot in 08102? +

About $167 per square foot in 08102, versus $164 across Camden and $327 across New Jersey. At that rate a 1,500 sq ft home runs roughly $250,500 and a 2,500 sq ft home about $417,500.

What salary do you need to buy a house in ZIP 08102? +

For the typical $132,000 home in ZIP 08102, a household income of about $36,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $43,000; with 5% down about $45,000.

What county is ZIP code 08102 in? +

ZIP code 08102 is in Camden County, New Jersey, in the Camden area. The typical home across Camden County is worth about $352,000 (~$230/sq ft), so 08102 is 62% more affordable than the county as a whole.

Is 08102 an expensive ZIP code? +

Within Camden, 08102 ranks #2 of 4 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Camden. Nationally it is relatively affordable.

Are home values in ZIP 08102 going up? +

Over the last 10 years home prices in ZIP 08102 changed about +112.9% (≈7.8% a year), and +6.5% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +97.9%. Past gains are not a guarantee of future ones.

See the full Camden home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.