ZIP Code 08104 — Camden, NJ Home Prices (2026)

The typical home in ZIP 08104 (Camden, New Jersey) is worth about $128,000 at roughly $166 per square foot — about the same as the Camden median and 56% more affordable than the typical U.S. home.

$128,000

Typical home value

$166

Price per sq ft

#2 of 3

Camden ZIPs by value

+0%

vs Camden median

How 08104 compares

ZIP 08104 is a mid-priced ZIP code for Camden: its typical home value of $128,000 ranks #2 of the 3 Camden ZIP codes we track (the citywide range runs from $126,000 in 08103 to $175,000 in 08105). Per square foot it costs about $166, against $158 for Camden as a whole, $324 for New Jersey, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 08104	$128,000	$166
Camden, NJ	$128,000	$158
New Jersey	$579,000	$324
United States	$294,000	$195

Home value by size in 08104

Using this ZIP’s rate of about $166 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$166,000
1,500 sq ft	$249,000
2,000 sq ft	$332,000
2,500 sq ft	$415,000
3,000 sq ft	$498,000

Salary needed to buy a home in ZIP 08104

To buy the typical $128,000 home in ZIP 08104 with 20% down, you need a household income of roughly $35,000 a year (about $810 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $41,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$6,400	$1,010/mo	$43,000/yr
10% (+PMI)	$12,800	$970/mo	$41,000/yr
20%	$25,600	$810/mo	$35,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 08104

At about $166 per square foot, here is roughly how much home different budgets get you in ZIP 08104:

Budget	Approx. size	What that looks like locally
$150k	900 sq ft	around the typical home here
$200k	1200 sq ft	above the median — larger homes or the pricier ZIPs
$250k	1510 sq ft	above the median — larger homes or the pricier ZIPs
$300k	1810 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08104 home.

Estimate a specific home in 08104

The estimator below is pre-set to ZIP 08104 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Camden ZIP codes by home value

Where 08104 sits among Camden’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	08105	$175,000	$158
2	08104 (this page)	$128,000	$166
3	08103	$126,000	$152

ZIP 08104 home prices: frequently asked

What is the average home price in ZIP code 08104? +

The typical home in ZIP 08104 (Camden, NJ) is worth about $128,000 as of 2026. That is about the same as the Camden median of $128,000 and 56% more affordable than the U.S. median of $294,000.

What is the price per square foot in 08104? +

About $166 per square foot in 08104, versus $158 across Camden and $324 across New Jersey. At that rate a 1,500 sq ft home runs roughly $249,000 and a 2,500 sq ft home about $415,000.

What salary do you need to buy a house in ZIP 08104? +

For the typical $128,000 home in ZIP 08104, a household income of about $35,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $41,000; with 5% down about $43,000.

Is 08104 an expensive ZIP code? +

Within Camden, 08104 ranks #2 of 3 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Camden. Nationally it is relatively affordable.

See the full Camden home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.