ZIP Code 08103 — Camden, NJ Home Prices (2026)
The typical home in ZIP 08103 (Camden, New Jersey) is worth about $126,000 at roughly $152 per square foot — 2% more affordable than the Camden median and 57% more affordable than the typical U.S. home.
How 08103 compares
ZIP 08103 is one of the more affordable ZIP codes in Camden: its typical home value of $126,000 ranks #3 of the 3 Camden ZIP codes we track (the citywide range runs from $126,000 in 08103 to $175,000 in 08105). Per square foot it costs about $152, against $158 for Camden as a whole, $324 for New Jersey, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 08103 | $126,000 | $152 |
| Camden, NJ | $128,000 | $158 |
| New Jersey | $579,000 | $324 |
| United States | $294,000 | $195 |
Home value by size in 08103
Using this ZIP’s rate of about $152 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $152,000 |
| 1,500 sq ft | $228,000 |
| 2,000 sq ft | $304,000 |
| 2,500 sq ft | $380,000 |
| 3,000 sq ft | $456,000 |
Salary needed to buy a home in ZIP 08103
To buy the typical $126,000 home in ZIP 08103 with 20% down, you need a household income of roughly $34,000 a year (about $800 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $41,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,300 | $990/mo | $43,000/yr |
| 10% (+PMI) | $12,600 | $950/mo | $41,000/yr |
| 20% | $25,200 | $800/mo | $34,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 08103
At about $152 per square foot, here is roughly how much home different budgets get you in ZIP 08103:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 990 sq ft | around the typical home here |
| $200k | 1320 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1640 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1970 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08103 home.
Estimate a specific home in 08103
The estimator below is pre-set to ZIP 08103 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Camden ZIP codes by home value
Where 08103 sits among Camden’s 3 ZIP codes:
ZIP 08103 home prices: frequently asked
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See the full Camden home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.