ZIP Code 65201 — Columbia, MO Home Prices (2026)
The typical home in ZIP 65201 (Columbia, Missouri) is worth about $343,000 at roughly $225 per square foot — about the same as the Columbia median and 17% more expensive than the typical U.S. home.
How 65201 compares
ZIP 65201 is a mid-priced ZIP code for Columbia: its typical home value of $343,000 ranks #2 of the 3 Columbia ZIP codes we track (the citywide range runs from $282,000 in 65202 to $379,000 in 65203). Per square foot it costs about $225, against $192 for Columbia as a whole, $160 for Missouri, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 65201 | $343,000 | $225 |
| Columbia, MO | $343,000 | $192 |
| Missouri | $247,000 | $160 |
| United States | $294,000 | $195 |
Home value by size in 65201
Using this ZIP’s rate of about $225 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $225,000 |
| 1,500 sq ft | $337,500 |
| 2,000 sq ft | $450,000 |
| 2,500 sq ft | $562,500 |
| 3,000 sq ft | $675,000 |
Salary needed to buy a home in ZIP 65201
To buy the typical $343,000 home in ZIP 65201 with 20% down, you need a household income of roughly $93,000 a year (about $2,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $111,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,200 | $2,710/mo | $116,000/yr |
| 10% (+PMI) | $34,300 | $2,590/mo | $111,000/yr |
| 20% | $68,600 | $2,180/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 65201
At about $225 per square foot, here is roughly how much home different budgets get you in ZIP 65201:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 890 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1330 sq ft | around the typical home here |
| $400k | 1780 sq ft | around the typical home here |
| $500k | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 65201 home.
Estimate a specific home in 65201
The estimator below is pre-set to ZIP 65201 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Columbia ZIP codes by home value
Where 65201 sits among Columbia’s 3 ZIP codes:
ZIP 65201 home prices: frequently asked
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See the full Columbia home values page, all Missouri cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.