ZIP Code 39501 — Gulfport, MS Home Prices (2026)

The typical home in ZIP 39501 (Gulfport, Mississippi) is worth about $116,000 at roughly $139 per square foot — 46% more affordable than the Gulfport median and 61% more affordable than the typical U.S. home.

$116,000

Typical home value

$139

Price per sq ft

#3 of 3

Gulfport ZIPs by value

-46%

vs Gulfport median

How 39501 compares

ZIP 39501 is one of the more affordable ZIP codes in Gulfport: its typical home value of $116,000 ranks #3 of the 3 Gulfport ZIP codes we track (the citywide range runs from $116,000 in 39501 to $231,000 in 39503). Per square foot it costs about $139, against $148 for Gulfport as a whole, $119 for Mississippi, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 39501	$116,000	$139
Gulfport, MS	$213,000	$148
Mississippi	$156,000	$119
United States	$294,000	$195

Home value by size in 39501

Using this ZIP’s rate of about $139 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$139,000
1,500 sq ft	$208,500
2,000 sq ft	$278,000
2,500 sq ft	$347,500
3,000 sq ft	$417,000

Salary needed to buy a home in ZIP 39501

To buy the typical $116,000 home in ZIP 39501 with 20% down, you need a household income of roughly $32,000 a year (about $740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $37,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$5,800	$920/mo	$39,000/yr
10% (+PMI)	$11,600	$870/mo	$37,000/yr
20%	$23,200	$740/mo	$32,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 39501

At about $139 per square foot, here is roughly how much home different budgets get you in ZIP 39501:

Budget	Approx. size	What that looks like locally
$150k	1080 sq ft	around the typical home here
$200k	1440 sq ft	above the median — larger homes or the pricier ZIPs
$250k	1800 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2160 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 39501 home.

Estimate a specific home in 39501

The estimator below is pre-set to ZIP 39501 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Gulfport ZIP codes by home value

Where 39501 sits among Gulfport’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	39503	$231,000	$148
2	39507	$213,000	$161
3	39501 (this page)	$116,000	$139

ZIP 39501 home prices: frequently asked

What is the average home price in ZIP code 39501? +

The typical home in ZIP 39501 (Gulfport, MS) is worth about $116,000 as of 2026. That is 46% more affordable than the Gulfport median of $213,000 and 61% more affordable than the U.S. median of $294,000.

What is the price per square foot in 39501? +

About $139 per square foot in 39501, versus $148 across Gulfport and $119 across Mississippi. At that rate a 1,500 sq ft home runs roughly $208,500 and a 2,500 sq ft home about $347,500.

What salary do you need to buy a house in ZIP 39501? +

For the typical $116,000 home in ZIP 39501, a household income of about $32,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $37,000; with 5% down about $39,000.

Is 39501 an expensive ZIP code? +

Within Gulfport, 39501 ranks #3 of 3 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Gulfport. Nationally it is relatively affordable.

See the full Gulfport home values page, all Mississippi cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.