ZIP Code 01060 — Northampton, MA Home Prices (2026)
The typical home in ZIP 01060 (Northampton, Massachusetts) is worth about $511,000 at roughly $381 per square foot — 1% more expensive than the Northampton median and 74% more expensive than the typical U.S. home.
How 01060 compares
ZIP 01060 is one of the pricier ZIP codes in Northampton: its typical home value of $511,000 ranks #1 of the 3 Northampton ZIP codes we track (the citywide range runs from $470,000 in 01053 to $511,000 in 01060). Per square foot it costs about $381, against $361 for Northampton as a whole, $361 for Massachusetts, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 01060 | $511,000 | $381 |
| Northampton, MA | $505,000 | $361 |
| Massachusetts | $631,000 | $361 |
| United States | $294,000 | $195 |
Home value by size in 01060
Using this ZIP’s rate of about $381 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $381,000 |
| 1,500 sq ft | $571,500 |
| 2,000 sq ft | $762,000 |
| 2,500 sq ft | $952,500 |
| 3,000 sq ft | $1,143,000 |
Salary needed to buy a home in ZIP 01060
To buy the typical $511,000 home in ZIP 01060 with 20% down, you need a household income of roughly $139,000 a year (about $3,240 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $165,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,600 | $4,030/mo | $173,000/yr |
| 10% (+PMI) | $51,100 | $3,850/mo | $165,000/yr |
| 20% | $102,200 | $3,240/mo | $139,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 01060
At about $381 per square foot, here is roughly how much home different budgets get you in ZIP 01060:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 660 sq ft | below the local median — condos, smaller or older homes |
| $300k | 790 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1310 sq ft | around the typical home here |
| $600k | 1570 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 01060 home.
Estimate a specific home in 01060
The estimator below is pre-set to ZIP 01060 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Northampton ZIP codes by home value
Where 01060 sits among Northampton’s 3 ZIP codes:
ZIP 01060 home prices: frequently asked
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See the full Northampton home values page, all Massachusetts cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.