Georgia Average Home Price by City (2026)

The average home price in Georgia (GA) is about $260,000 — the 2026 median, at ~$175/sq ft — 12% more affordable than the typical U.S. home.

$260,000
Georgia median value
$175
Median price / sq ft
~1,490
sq ft a median budget buys
-12%
vs U.S. median

Considering a move to Georgia?

Housing in Georgia is 12% more affordable than the national average, with a typical home around $260,000 and a local rate near $175 per square foot. Among the 22 Georgia cities we track, Sandy Springs is the most expensive (median $634,000) and Albany is the most affordable (median $118,000) — so where you land in the state matters as much as the state itself.

Browse Georgia cities

Salary needed to buy a home in Georgia

To buy the typical $260,000 home in Georgia with 20% down, you need a household income of roughly $71,000 a year (about $1,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$13,000$2,050/mo$88,000/yr
10% (+PMI)$26,000$1,960/mo$84,000/yr
20%$52,000$1,650/mo$71,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Georgia

At about $175 per square foot, here is roughly how much home different budgets get you in Georgia:

BudgetApprox. sizeWhat that looks like locally
$150k860 sq ftbelow the local median — condos, smaller or older homes
$200k1140 sq ftbelow the local median — condos, smaller or older homes
$250k1430 sq ftaround the typical home here
$300k1710 sq ftaround the typical home here
$400k2290 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Georgia so you can compare your current home against every Georgia city we track.

Georgia home prices: frequently asked

What salary do you need to buy a house in Georgia? +
For the typical $260,000 home in Georgia, a household income of about $71,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $84,000; with 5% down about $88,000.
What is the average home price in Georgia? +
The average home price in Georgia is about $260,000 as of 2026, at roughly $175 per square foot — 12% more affordable than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in Georgia (GA)? +
About $260,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $175/sq ft, a median budget in Georgia buys roughly 1,490 sq ft of home.
Where is Georgia most and least expensive? +
Among the 22 Georgia cities tracked here, Sandy Springs is the priciest (median $634,000) and Albany is the most affordable (median $118,000). ZIP-level prices within one city vary further, so check the city page for your area.