Muscogee County, GA Average Home Price (2026)
The average home price in Muscogee County, Georgia is about $190,500 (the 2026 median across 8 ZIP codes, at ~$149/sq ft) — 26% more affordable than the Georgia median and 34% more affordable than the typical U.S. home.
How Muscogee County compares
Muscogee County is relatively affordable for housing nationally: its typical home costs $190,500 against $257,000 for Georgia and $289,000 for the U.S. Within the county, ZIP-level values run from about $72,000 to $387,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Muscogee County | $190,500 | $149 |
| Georgia | $257,000 | $175 |
| United States | $289,000 | $193 |
Cities in Muscogee County
Cities with their own home-value page, largest first:
Muscogee County home prices by ZIP code
The 8 most valuable ZIP codes in Muscogee County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 31820 Midland | $387,000 | $158 | +103% |
| 31829 Upatoi | $385,000 | $163 | +102% |
| 31909 Columbus | $236,000 | $151 | +24% |
| 31904 Columbus | $219,000 | $147 | +15% |
| 31901 Columbus | $162,000 | $162 | -15% |
| 31907 Columbus | $162,000 | $124 | -15% |
| 31906 Columbus | $133,000 | $127 | -30% |
| 31903 Columbus | $72,000 | $81 | -62% |
Home value appreciation in Muscogee County
Home prices in Muscogee County have risen about 68% over the last 10 years (≈5.3% a year) and +57.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.0% — still rising. A home worth $190,500 today was worth roughly $113,596 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Georgia is +110.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Muscogee County
Run the numbers for Muscogee County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Muscogee County
To buy the typical $190,500 home in Muscogee County with 20% down, you need a household income of roughly $52,000 a year (about $1,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $62,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,500/mo | $64,000/yr |
| 10% (+PMI) | $19,100 | $1,440/mo | $62,000/yr |
| 20% | $38,100 | $1,210/mo | $52,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Muscogee County
At about $149 per square foot, here is roughly how much home different budgets get you in Muscogee County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1340 sq ft | around the typical home here |
| $250k | 1680 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Georgia.
Estimate a specific home in Muscogee County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Muscogee County home prices: frequently asked
What is the average home price in Muscogee County, GA? +
What salary do you need to buy a house in Muscogee County? +
Which part of Muscogee County is most expensive? +
Are home values in Muscogee County going up? +
Browse all Georgia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.