Chatham County, GA Average Home Price (2026)
The average home price in Chatham County, Georgia is about $319,000 (the 2026 median across 13 ZIP codes, at ~$215/sq ft) — 24% more expensive than the Georgia median and 10% more expensive than the typical U.S. home.
How Chatham County compares
Chatham County is about average for housing nationally: its typical home costs $319,000 against $257,000 for Georgia and $289,000 for the U.S. Within the county, ZIP-level values run from about $135,000 to $892,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chatham County | $319,000 | $215 |
| Georgia | $257,000 | $175 |
| United States | $289,000 | $193 |
Cities in Chatham County
Cities with their own home-value page, largest first:
Chatham County home prices by ZIP code
The 13 most valuable ZIP codes in Chatham County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 31411 Skidaway Island | $892,000 | $305 | +180% |
| 31328 Tybee Island | $615,000 | $472 | +93% |
| 31401 Savannah | $550,000 | $450 | +72% |
| 31410 Savannah | $439,000 | $260 | +38% |
| 31405 Savannah | $337,000 | $215 | +6% |
| 31322 Pooler | $333,000 | $186 | +4% |
| 31302 Bloomingdale | $319,000 | $175 | +0% |
| 31406 Savannah | $312,000 | $221 | -2% |
| 31407 Port Wentworth | $310,000 | $174 | -3% |
| 31419 Savannah | $305,000 | $180 | -4% |
| 31408 Garden City | $250,000 | $191 | -22% |
| 31404 Savannah | $245,000 | $240 | -23% |
| 31415 Savannah | $135,000 | $190 | -58% |
Home value appreciation in Chatham County
Home prices in Chatham County have risen about 120% over the last 10 years (≈8.2% a year) and +121.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.3% — still rising. A home worth $319,000 today was worth roughly $145,066 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Georgia is +110.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chatham County
Run the numbers for Chatham County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chatham County
To buy the typical $319,000 home in Chatham County with 20% down, you need a household income of roughly $87,000 a year (about $2,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $103,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,000 | $2,520/mo | $108,000/yr |
| 10% (+PMI) | $31,900 | $2,410/mo | $103,000/yr |
| 20% | $63,800 | $2,030/mo | $87,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chatham County
At about $215 per square foot, here is roughly how much home different budgets get you in Chatham County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 700 sq ft | below the local median — condos, smaller or older homes |
| $200k | 930 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1400 sq ft | around the typical home here |
| $400k | 1860 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Georgia.
Estimate a specific home in Chatham County
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Chatham County home prices: frequently asked
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Browse all Georgia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.