ZIP Code 33145 — Miami, FL Home Prices (2026)

The typical home in ZIP 33145 (Miami, Florida) is worth about $736,000 at roughly $503 per square foot — 21% more expensive than the Miami median and 150% more expensive than the typical U.S. home.

$736,000

Typical home value

$503

Price per sq ft

#5 of 30

Miami ZIPs by value

+21%

vs Miami median

How 33145 compares

ZIP 33145 is one of the pricier ZIP codes in Miami: its typical home value of $736,000 ranks #5 of the 30 Miami ZIP codes we track (the citywide range runs from $304,000 in 33126 to $1,506,000 in 33122). Per square foot it costs about $503, against $460 for Miami as a whole, $229 for Florida, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 33145	$736,000	$503
Miami, FL	$606,500	$460
Florida	$349,000	$229
United States	$294,000	$195

Home value by size in 33145

Using this ZIP’s rate of about $503 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$503,000
1,500 sq ft	$754,500
2,000 sq ft	$1,006,000
2,500 sq ft	$1,257,500
3,000 sq ft	$1,509,000

Salary needed to buy a home in ZIP 33145

To buy the typical $736,000 home in ZIP 33145 with 20% down, you need a household income of roughly $200,000 a year (about $4,670 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $238,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$36,800	$5,810/mo	$249,000/yr
10% (+PMI)	$73,600	$5,550/mo	$238,000/yr
20%	$147,200	$4,670/mo	$200,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 33145

At about $503 per square foot, here is roughly how much home different budgets get you in ZIP 33145:

Budget	Approx. size	What that looks like locally
$400k	800 sq ft	below the local median — condos, smaller or older homes
$500k	990 sq ft	below the local median — condos, smaller or older homes
$600k	1190 sq ft	around the typical home here
$750k	1490 sq ft	around the typical home here
$1.00M	1990 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33145 home.

Estimate a specific home in 33145

The estimator below is pre-set to ZIP 33145 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Miami ZIP codes by home value

Where 33145 sits among Miami’s 30 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	33122	$1,506,000	$504
2	33133	$1,352,000	$1145
3	33143	$958,000	$570
4	33138	$807,000	$538
5	33145 (this page)	$736,000	$503
6	33187	$721,000	$416
7	33155	$717,000	$510
8	33129	$690,000	$918
9	33165	$685,000	$472
10	33137	$682,000	$761
11	33185	$677,000	$371
12	33182	$670,000	$413
13	33176	$631,000	$404
14	33175	$628,000	$419
15	33144	$626,000	$385
16	33131	$587,000	$747
17	33177	$575,000	$399
18	33170	$573,000	$355
19	33184	$570,000	$347
20	33173	$568,000	$313
21	33135	$532,000	$510
22	33127	$528,000	$757
23	33130	$515,000	$660
24	33132	$515,000	$821
25	33125	$467,000	$397
26	33193	$445,000	$315
27	33128	$433,000	$844
28	33183	$400,000	$314
29	33136	$318,000	$448
30	33126	$304,000	$345

ZIP 33145 home prices: frequently asked

What is the average home price in ZIP code 33145? +

The typical home in ZIP 33145 (Miami, FL) is worth about $736,000 as of 2026. That is 21% more expensive than the Miami median of $606,500 and 150% more expensive than the U.S. median of $294,000.

What is the price per square foot in 33145? +

About $503 per square foot in 33145, versus $460 across Miami and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $754,500 and a 2,500 sq ft home about $1,257,500.

What salary do you need to buy a house in ZIP 33145? +

For the typical $736,000 home in ZIP 33145, a household income of about $200,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $238,000; with 5% down about $249,000.

Is 33145 an expensive ZIP code? +

Within Miami, 33145 ranks #5 of 30 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Miami. Nationally it is relatively expensive.

See the full Miami home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.