ZIP Code 33609 — Tampa, FL Home Prices (2026)

The typical home in ZIP 33609 (Tampa, Florida) is worth about $616,000 at roughly $389 per square foot — 51% more expensive than the Tampa median and 110% more expensive than the typical U.S. home.

$616,000

Typical home value

$389

Price per sq ft

#3 of 21

Tampa ZIPs by value

+51%

vs Tampa median

How 33609 compares

ZIP 33609 is one of the pricier ZIP codes in Tampa: its typical home value of $616,000 ranks #3 of the 21 Tampa ZIP codes we track (the citywide range runs from $263,000 in 33605 to $1,041,000 in 33629). Per square foot it costs about $389, against $269 for Tampa as a whole, $229 for Florida, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 33609	$616,000	$389
Tampa, FL	$407,000	$269
Florida	$349,000	$229
United States	$294,000	$195

Home value by size in 33609

Using this ZIP’s rate of about $389 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$389,000
1,500 sq ft	$583,500
2,000 sq ft	$778,000
2,500 sq ft	$972,500
3,000 sq ft	$1,167,000

Salary needed to buy a home in ZIP 33609

To buy the typical $616,000 home in ZIP 33609 with 20% down, you need a household income of roughly $168,000 a year (about $3,910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $199,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$30,800	$4,860/mo	$208,000/yr
10% (+PMI)	$61,600	$4,650/mo	$199,000/yr
20%	$123,200	$3,910/mo	$168,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 33609

At about $389 per square foot, here is roughly how much home different budgets get you in ZIP 33609:

Budget	Approx. size	What that looks like locally
$300k	770 sq ft	below the local median — condos, smaller or older homes
$400k	1030 sq ft	below the local median — condos, smaller or older homes
$500k	1290 sq ft	around the typical home here
$600k	1540 sq ft	around the typical home here
$750k	1930 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 33609 home.

Estimate a specific home in 33609

The estimator below is pre-set to ZIP 33609 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Tampa ZIP codes by home value

Where 33609 sits among Tampa’s 21 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	33629	$1,041,000	$534
2	33606	$865,000	$565
3	33609 (this page)	$616,000	$389
4	33602	$522,000	$516
5	33611	$487,000	$357
6	33618	$474,000	$229
7	33647	$472,000	$205
8	33635	$444,000	$266
9	33624	$415,000	$260
10	33616	$414,000	$317
11	33603	$407,000	$336
12	33634	$380,000	$289
13	33615	$370,000	$269
14	33607	$367,000	$317
15	33614	$356,000	$248
16	33604	$325,000	$294
17	33613	$320,000	$195
18	33612	$301,000	$263
19	33619	$291,000	$217
20	33610	$280,000	$236
21	33605	$263,000	$255

ZIP 33609 home prices: frequently asked

What is the average home price in ZIP code 33609? +

The typical home in ZIP 33609 (Tampa, FL) is worth about $616,000 as of 2026. That is 51% more expensive than the Tampa median of $407,000 and 110% more expensive than the U.S. median of $294,000.

What is the price per square foot in 33609? +

About $389 per square foot in 33609, versus $269 across Tampa and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $583,500 and a 2,500 sq ft home about $972,500.

What salary do you need to buy a house in ZIP 33609? +

For the typical $616,000 home in ZIP 33609, a household income of about $168,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $199,000; with 5% down about $208,000.

Is 33609 an expensive ZIP code? +

Within Tampa, 33609 ranks #3 of 21 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Tampa. Nationally it is relatively expensive.

See the full Tampa home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.