ZIP Code 34606 — Spring Hill, FL Home Prices (2026)
The typical home in ZIP 34606 (Spring Hill, Florida) is worth about $274,000 at roughly $193 per square foot — 12% more affordable than the Spring Hill median and 7% more affordable than the typical U.S. home.
How 34606 compares
ZIP 34606 is one of the more affordable ZIP codes in Spring Hill: its typical home value of $274,000 ranks #4 of the 4 Spring Hill ZIP codes we track (the citywide range runs from $274,000 in 34606 to $383,000 in 34610). Per square foot it costs about $193, against $193 for Spring Hill as a whole, $229 for Florida, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 34606 | $274,000 | $193 |
| Spring Hill, FL | $310,000 | $193 |
| Florida | $349,000 | $229 |
| United States | $294,000 | $195 |
Home value by size in 34606
Using this ZIP’s rate of about $193 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $193,000 |
| 1,500 sq ft | $289,500 |
| 2,000 sq ft | $386,000 |
| 2,500 sq ft | $482,500 |
| 3,000 sq ft | $579,000 |
Salary needed to buy a home in ZIP 34606
To buy the typical $274,000 home in ZIP 34606 with 20% down, you need a household income of roughly $75,000 a year (about $1,740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $89,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,700 | $2,160/mo | $93,000/yr |
| 10% (+PMI) | $27,400 | $2,070/mo | $89,000/yr |
| 20% | $54,800 | $1,740/mo | $75,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 34606
At about $193 per square foot, here is roughly how much home different budgets get you in ZIP 34606:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 34606 home.
Estimate a specific home in 34606
The estimator below is pre-set to ZIP 34606 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Spring Hill ZIP codes by home value
Where 34606 sits among Spring Hill’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 34610 | $383,000 | $211 |
| 2 | 34609 | $325,000 | $186 |
| 3 | 34608 | $295,000 | $193 |
| 4 | 34606 (this page) | $274,000 | $193 |
ZIP 34606 home prices: frequently asked
What is the average home price in ZIP code 34606? +
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See the full Spring Hill home values page, all Florida cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.