ZIP Code 32218 — Jacksonville, FL Home Prices (2026)

The typical home in ZIP 32218 (Jacksonville, Florida) is worth about $300,000 at roughly $174 per square foot — 2% more expensive than the Jacksonville median and 2% more expensive than the typical U.S. home.

$300,000

Typical home value

$174

Price per sq ft

#13 of 29

Jacksonville ZIPs by value

+2%

vs Jacksonville median

How 32218 compares

ZIP 32218 is a mid-priced ZIP code for Jacksonville: its typical home value of $300,000 ranks #13 of the 29 Jacksonville ZIP codes we track (the citywide range runs from $107,000 in 32209 to $493,000 in 32233). Per square foot it costs about $174, against $186 for Jacksonville as a whole, $229 for Florida, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 32218	$300,000	$174
Jacksonville, FL	$295,000	$186
Florida	$349,000	$229
United States	$294,000	$195

Home value by size in 32218

Using this ZIP’s rate of about $174 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$174,000
1,500 sq ft	$261,000
2,000 sq ft	$348,000
2,500 sq ft	$435,000
3,000 sq ft	$522,000

Salary needed to buy a home in ZIP 32218

To buy the typical $300,000 home in ZIP 32218 with 20% down, you need a household income of roughly $82,000 a year (about $1,900 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $97,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$15,000	$2,370/mo	$101,000/yr
10% (+PMI)	$30,000	$2,260/mo	$97,000/yr
20%	$60,000	$1,900/mo	$82,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 32218

At about $174 per square foot, here is roughly how much home different budgets get you in ZIP 32218:

Budget	Approx. size	What that looks like locally
$150k	860 sq ft	below the local median — condos, smaller or older homes
$200k	1150 sq ft	below the local median — condos, smaller or older homes
$250k	1440 sq ft	around the typical home here
$300k	1720 sq ft	around the typical home here
$400k	2300 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 32218 home.

Estimate a specific home in 32218

The estimator below is pre-set to ZIP 32218 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Jacksonville ZIP codes by home value

Where 32218 sits among Jacksonville’s 29 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	32233	$493,000	$350
2	32224	$459,000	$259
3	32223	$436,000	$238
4	32226	$387,000	$198
5	32225	$379,000	$228
6	32258	$370,000	$197
7	32257	$349,000	$206
8	32204	$321,000	$256
9	32222	$317,000	$172
10	32246	$315,000	$215
11	32217	$313,000	$197
12	32256	$312,000	$186
13	32218 (this page)	$300,000	$174
14	32221	$297,000	$174
15	32234	$295,000	$190
16	32219	$292,000	$176
17	32220	$288,000	$178
18	32277	$286,000	$179
19	32207	$282,000	$239
20	32216	$263,000	$173
21	32205	$257,000	$231
22	32244	$256,000	$174
23	32211	$250,000	$184
24	32210	$223,000	$174
25	32202	$159,000	$219
26	32208	$150,000	$142
27	32206	$131,000	$149
28	32254	$126,000	$146
29	32209	$107,000	$132

ZIP 32218 home prices: frequently asked

What is the average home price in ZIP code 32218? +

The typical home in ZIP 32218 (Jacksonville, FL) is worth about $300,000 as of 2026. That is 2% more expensive than the Jacksonville median of $295,000 and 2% more expensive than the U.S. median of $294,000.

What is the price per square foot in 32218? +

About $174 per square foot in 32218, versus $186 across Jacksonville and $229 across Florida. At that rate a 1,500 sq ft home runs roughly $261,000 and a 2,500 sq ft home about $435,000.

What salary do you need to buy a house in ZIP 32218? +

For the typical $300,000 home in ZIP 32218, a household income of about $82,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $97,000; with 5% down about $101,000.

Is 32218 an expensive ZIP code? +

Within Jacksonville, 32218 ranks #13 of 29 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Jacksonville. Nationally it is about average.

See the full Jacksonville home values page, all Florida cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.