ZIP Code 80524 — Fort Collins, CO Home Prices (2026)

The typical home in ZIP 80524 (Fort Collins, Colorado) is worth about $590,000 at roughly $297 per square foot — 2% more expensive than the Fort Collins median and 101% more expensive than the typical U.S. home.

$590,000

Typical home value

$297

Price per sq ft

#2 of 5

Fort Collins ZIPs by value

+2%

vs Fort Collins median

How 80524 compares

ZIP 80524 is one of the pricier ZIP codes in Fort Collins: its typical home value of $590,000 ranks #2 of the 5 Fort Collins ZIP codes we track (the citywide range runs from $530,000 in 80521 to $647,000 in 80528). Per square foot it costs about $297, against $280 for Fort Collins as a whole, $273 for Colorado, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 80524	$590,000	$297
Fort Collins, CO	$577,000	$280
Colorado	$500,000	$273
United States	$294,000	$195

Home value by size in 80524

Using this ZIP’s rate of about $297 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$297,000
1,500 sq ft	$445,500
2,000 sq ft	$594,000
2,500 sq ft	$742,500
3,000 sq ft	$891,000

Salary needed to buy a home in ZIP 80524

To buy the typical $590,000 home in ZIP 80524 with 20% down, you need a household income of roughly $161,000 a year (about $3,750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $191,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$29,500	$4,660/mo	$200,000/yr
10% (+PMI)	$59,000	$4,450/mo	$191,000/yr
20%	$118,000	$3,750/mo	$161,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 80524

At about $297 per square foot, here is roughly how much home different budgets get you in ZIP 80524:

Budget	Approx. size	What that looks like locally
$300k	1010 sq ft	below the local median — condos, smaller or older homes
$400k	1350 sq ft	below the local median — condos, smaller or older homes
$500k	1680 sq ft	around the typical home here
$600k	2020 sq ft	around the typical home here
$750k	2530 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 80524 home.

Estimate a specific home in 80524

The estimator below is pre-set to ZIP 80524 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Fort Collins ZIP codes by home value

Where 80524 sits among Fort Collins’s 5 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	80528	$647,000	$223
2	80524 (this page)	$590,000	$297
3	80525	$577,000	$258
4	80526	$542,000	$280
5	80521	$530,000	$349

ZIP 80524 home prices: frequently asked

What is the average home price in ZIP code 80524? +

The typical home in ZIP 80524 (Fort Collins, CO) is worth about $590,000 as of 2026. That is 2% more expensive than the Fort Collins median of $577,000 and 101% more expensive than the U.S. median of $294,000.

What is the price per square foot in 80524? +

About $297 per square foot in 80524, versus $280 across Fort Collins and $273 across Colorado. At that rate a 1,500 sq ft home runs roughly $445,500 and a 2,500 sq ft home about $742,500.

What salary do you need to buy a house in ZIP 80524? +

For the typical $590,000 home in ZIP 80524, a household income of about $161,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $191,000; with 5% down about $200,000.

Is 80524 an expensive ZIP code? +

Within Fort Collins, 80524 ranks #2 of 5 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Fort Collins. Nationally it is relatively expensive.

See the full Fort Collins home values page, all Colorado cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.