ZIP Code 93111 — Santa Barbara, CA Home Prices (2026)
The typical home in ZIP 93111 (Santa Barbara, California) is worth about $1,670,000 at roughly $974 per square foot — 9% more affordable than the Santa Barbara median and 468% more expensive than the typical U.S. home.
How 93111 compares
ZIP 93111 is one of the more affordable ZIP codes in Santa Barbara: its typical home value of $1,670,000 ranks #5 of the 6 Santa Barbara ZIP codes we track (the citywide range runs from $1,485,000 in 93101 to $2,430,000 in 93109). Per square foot it costs about $974, against $1247 for Santa Barbara as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 93111 | $1,670,000 | $974 |
| Santa Barbara, CA | $1,835,000 | $1247 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 93111
Using this ZIP’s rate of about $974 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $974,000 |
| 1,500 sq ft | $1,461,000 |
| 2,000 sq ft | $1,948,000 |
| 2,500 sq ft | $2,435,000 |
| 3,000 sq ft | $2,922,000 |
Salary needed to buy a home in ZIP 93111
To buy the typical $1,670,000 home in ZIP 93111 with 20% down, you need a household income of roughly $454,000 a year (about $10,600 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $540,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $83,500 | $13,180/mo | $565,000/yr |
| 10% (+PMI) | $167,000 | $12,600/mo | $540,000/yr |
| 20% | $334,000 | $10,600/mo | $454,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 93111
At about $974 per square foot, here is roughly how much home different budgets get you in ZIP 93111:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $1.00M | 1030 sq ft | below the local median — condos, smaller or older homes |
| $1.50M | 1540 sq ft | around the typical home here |
| $2.00M | 2050 sq ft | around the typical home here |
| $3.00M | 3080 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 93111 home.
Estimate a specific home in 93111
The estimator below is pre-set to ZIP 93111 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Santa Barbara ZIP codes by home value
Where 93111 sits among Santa Barbara’s 6 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 93109 | $2,430,000 | $1496 |
| 2 | 93110 | $1,922,000 | $1397 |
| 3 | 93105 | $1,918,000 | $1146 |
| 4 | 93103 | $1,752,000 | $1081 |
| 5 | 93111 (this page) | $1,670,000 | $974 |
| 6 | 93101 | $1,485,000 | $1348 |
ZIP 93111 home prices: frequently asked
What is the average home price in ZIP code 93111? +
What is the price per square foot in 93111? +
What salary do you need to buy a house in ZIP 93111? +
Is 93111 an expensive ZIP code? +
See the full Santa Barbara home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.