ZIP Code 95757 — Elk Grove, CA Home Prices (2026)
The typical home in ZIP 95757 (Elk Grove, California) is worth about $695,000 at roughly $311 per square foot — 4% more expensive than the Elk Grove median and 136% more expensive than the typical U.S. home.
How 95757 compares
ZIP 95757 is one of the pricier ZIP codes in Elk Grove: its typical home value of $695,000 ranks #2 of the 4 Elk Grove ZIP codes we track (the citywide range runs from $575,000 in 95758 to $1,032,000 in 95830). Per square foot it costs about $311, against $337 for Elk Grove as a whole, $455 for California, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 95757 | $695,000 | $311 |
| Elk Grove, CA | $667,000 | $337 |
| California | $698,000 | $455 |
| United States | $294,000 | $195 |
Home value by size in 95757
Using this ZIP’s rate of about $311 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $311,000 |
| 1,500 sq ft | $466,500 |
| 2,000 sq ft | $622,000 |
| 2,500 sq ft | $777,500 |
| 3,000 sq ft | $933,000 |
Salary needed to buy a home in ZIP 95757
To buy the typical $695,000 home in ZIP 95757 with 20% down, you need a household income of roughly $189,000 a year (about $4,410 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $225,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $34,800 | $5,480/mo | $235,000/yr |
| 10% (+PMI) | $69,500 | $5,240/mo | $225,000/yr |
| 20% | $139,000 | $4,410/mo | $189,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 95757
At about $311 per square foot, here is roughly how much home different budgets get you in ZIP 95757:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1610 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1930 sq ft | around the typical home here |
| $750k | 2410 sq ft | around the typical home here |
| $1.00M | 3220 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 95757 home.
Estimate a specific home in 95757
The estimator below is pre-set to ZIP 95757 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Elk Grove ZIP codes by home value
Where 95757 sits among Elk Grove’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 95830 | $1,032,000 | $415 |
| 2 | 95757 (this page) | $695,000 | $311 |
| 3 | 95624 | $639,000 | $337 |
| 4 | 95758 | $575,000 | $337 |
ZIP 95757 home prices: frequently asked
What is the average home price in ZIP code 95757? +
What is the price per square foot in 95757? +
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See the full Elk Grove home values page, all California cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.