Thurston County, WA Average Home Price (2026)
The average home price in Thurston County, Washington is about $509,500 (the 2026 median across 12 ZIP codes, at ~$297/sq ft) — 2% more expensive than the Washington median and 76% more expensive than the typical U.S. home.
How Thurston County compares
Thurston County is relatively expensive for housing nationally: its typical home costs $509,500 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $306,000 to $573,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Thurston County | $509,500 | $297 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Cities in Thurston County
Cities with their own home-value page, largest first:
Thurston County home prices by ZIP code
The 12 most valuable ZIP codes in Thurston County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 98516 Lacey | $573,000 | $311 | +12% |
| 98502 Olympia | $568,000 | $314 | +11% |
| 98512 Olympia | $546,000 | $290 | +7% |
| 98501 Olympia | $542,000 | $291 | +6% |
| 98506 Olympia | $537,000 | $321 | +5% |
| 98576 Rainier | $510,000 | $286 | +0% |
| 98579 Rochester | $509,000 | $315 | +0% |
| 98589 Tenino | $506,000 | $316 | -1% |
| 98513 Olympia | $500,000 | $303 | -2% |
| 98597 Yelm | $480,000 | $276 | -6% |
| 98503 Lacey | $479,000 | $281 | -6% |
| 98530 Bucoda | $306,000 | $285 | -40% |
Home value appreciation in Thurston County
Home prices in Thurston County have risen about 121% over the last 10 years (≈8.3% a year) and +126.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.3% — still rising. A home worth $509,500 today was worth roughly $230,543 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Thurston County
Run the numbers for Thurston County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Thurston County
To buy the typical $509,500 home in Thurston County with 20% down, you need a household income of roughly $139,000 a year (about $3,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $165,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,500 | $4,020/mo | $172,000/yr |
| 10% (+PMI) | $51,000 | $3,840/mo | $165,000/yr |
| 20% | $101,900 | $3,230/mo | $139,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Thurston County
At about $297 per square foot, here is roughly how much home different budgets get you in Thurston County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 840 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1680 sq ft | around the typical home here |
| $600k | 2020 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Thurston County
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Thurston County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.