Virginia Beach city, VA Average Home Price (2026)
The average home price in Virginia Beach city, Virginia is about $458,000 (the 2026 median across 9 ZIP codes, at ~$263/sq ft) — 36% more expensive than the Virginia median and 58% more expensive than the typical U.S. home.
How Virginia Beach city compares
Virginia Beach city is relatively expensive for housing nationally: its typical home costs $458,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $326,000 to $672,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Virginia Beach city | $458,000 | $263 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Cities in Virginia Beach city
Cities with their own home-value page, largest first:
Virginia Beach city home prices by ZIP code
The 9 most valuable ZIP codes in Virginia Beach city (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 23457 Virginia Beach | $672,000 | $284 | +47% |
| 23451 Virginia Beach | $659,000 | $398 | +44% |
| 23456 Virginia Beach | $554,000 | $268 | +21% |
| 23454 Virginia Beach | $458,000 | $266 | +0% |
| 23455 Virginia Beach | $458,000 | $263 | +0% |
| 23464 Virginia Beach | $405,000 | $227 | -12% |
| 23452 Virginia Beach | $384,000 | $256 | -16% |
| 23453 Virginia Beach | $372,000 | $224 | -19% |
| 23462 Virginia Beach | $326,000 | $207 | -29% |
Home value appreciation in Virginia Beach city
Home prices in Virginia Beach city have risen about 71% over the last 10 years (≈5.5% a year) and +71.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $458,000 today was worth roughly $267,836 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Virginia Beach city
Run the numbers for Virginia Beach city with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Virginia Beach city
To buy the typical $458,000 home in Virginia Beach city with 20% down, you need a household income of roughly $125,000 a year (about $2,910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $148,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,900 | $3,610/mo | $155,000/yr |
| 10% (+PMI) | $45,800 | $3,450/mo | $148,000/yr |
| 20% | $91,600 | $2,910/mo | $125,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Virginia Beach city
At about $263 per square foot, here is roughly how much home different budgets get you in Virginia Beach city:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 950 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1520 sq ft | around the typical home here |
| $500k | 1900 sq ft | around the typical home here |
| $600k | 2280 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Virginia Beach city
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Virginia Beach city home prices: frequently asked
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Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.