ZIP Code 23454 — Virginia Beach, VA Home Prices (2026)
The typical home in ZIP 23454 (Virginia Beach, Virginia) is worth about $463,000 at roughly $261 per square foot — about the same as the Virginia Beach median and 57% more expensive than the typical U.S. home.
How 23454 compares
ZIP 23454 is a mid-priced ZIP code for Virginia Beach: its typical home value of $463,000 ranks #5 of the 9 Virginia Beach ZIP codes we track (the citywide range runs from $329,000 in 23462 to $679,000 in 23457). Per square foot it costs about $261, against $261 for Virginia Beach as a whole, $221 for Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 23454 | $463,000 | $261 |
| Virginia Beach, VA | $463,000 | $261 |
| Virginia | $342,000 | $221 |
| United States | $294,000 | $195 |
Home value by size in 23454
Using this ZIP’s rate of about $261 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $261,000 |
| 1,500 sq ft | $391,500 |
| 2,000 sq ft | $522,000 |
| 2,500 sq ft | $652,500 |
| 3,000 sq ft | $783,000 |
Salary needed to buy a home in ZIP 23454
To buy the typical $463,000 home in ZIP 23454 with 20% down, you need a household income of roughly $126,000 a year (about $2,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,200 | $3,650/mo | $157,000/yr |
| 10% (+PMI) | $46,300 | $3,490/mo | $150,000/yr |
| 20% | $92,600 | $2,940/mo | $126,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 23454
At about $261 per square foot, here is roughly how much home different budgets get you in ZIP 23454:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 960 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1530 sq ft | around the typical home here |
| $500k | 1920 sq ft | around the typical home here |
| $600k | 2300 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 23454 home.
Estimate a specific home in 23454
The estimator below is pre-set to ZIP 23454 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Virginia Beach ZIP codes by home value
Where 23454 sits among Virginia Beach’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 23457 | $679,000 | $302 |
| 2 | 23451 | $665,000 | $394 |
| 3 | 23456 | $561,000 | $273 |
| 4 | 23455 | $467,000 | $267 |
| 5 | 23454 (this page) | $463,000 | $261 |
| 6 | 23464 | $412,000 | $233 |
| 7 | 23452 | $388,000 | $259 |
| 8 | 23453 | $376,000 | $225 |
| 9 | 23462 | $329,000 | $213 |
ZIP 23454 home prices: frequently asked
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What is the price per square foot in 23454? +
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See the full Virginia Beach home values page, all Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.