Providence County, RI Average Home Price (2026)
The average home price in Providence County, Rhode Island is about $478,000 (the 2026 median across 37 ZIP codes, at ~$326/sq ft) — 9% more affordable than the Rhode Island median and 65% more expensive than the typical U.S. home.
How Providence County compares
Providence County is relatively expensive for housing nationally: its typical home costs $478,000 against $523,500 for Rhode Island and $289,000 for the U.S. Within the county, ZIP-level values run from about $382,000 to $806,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Providence County | $478,000 | $326 |
| Rhode Island | $523,500 | $352 |
| United States | $289,000 | $193 |
Cities in Providence County
Cities with their own home-value page, largest first:
Providence County home prices by ZIP code
The 15 most valuable ZIP codes in Providence County (of 37 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 02906 Providence | $806,000 | $498 | +69% |
| 02876 Slatersville | $667,000 | $351 | +40% |
| 02921 Cranston | $645,000 | $378 | +35% |
| 02802 Albion | $642,000 | $338 | +34% |
| 02826 Glendale | $640,000 | $337 | +34% |
| 02831 Scituate | $585,000 | $335 | +22% |
| 02865 Lincoln | $568,000 | $360 | +19% |
| 02825 Foster | $564,000 | $328 | +18% |
| 02857 Scituate | $547,000 | $359 | +14% |
| 02828 Smithfield | $528,000 | $342 | +10% |
| 02815 Scituate | $525,000 | $276 | +10% |
| 02917 Smithfield | $525,000 | $310 | +10% |
| 02864 Cumberland | $522,000 | $330 | +9% |
| 02896 North Smithfield | $517,000 | $303 | +8% |
| 02839 Burrillville | $508,000 | $168 | +6% |
Home value appreciation in Providence County
Home prices in Providence County have risen about 116% over the last 10 years (≈8.0% a year) and +65.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.3% — still rising. A home worth $478,000 today was worth roughly $220,887 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Rhode Island is +112.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Providence County
Run the numbers for Providence County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Providence County
To buy the typical $478,000 home in Providence County with 20% down, you need a household income of roughly $130,000 a year (about $3,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $155,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,900 | $3,770/mo | $162,000/yr |
| 10% (+PMI) | $47,800 | $3,610/mo | $155,000/yr |
| 20% | $95,600 | $3,030/mo | $130,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Providence County
At about $326 per square foot, here is roughly how much home different budgets get you in Providence County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 770 sq ft | below the local median — condos, smaller or older homes |
| $300k | 920 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1230 sq ft | around the typical home here |
| $500k | 1530 sq ft | around the typical home here |
| $600k | 1840 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Rhode Island.
Estimate a specific home in Providence County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Providence County home prices: frequently asked
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Browse all Rhode Island cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.