ZIP Code 02921 — Cranston, RI Home Prices (2026)
The typical home in ZIP 02921 (Cranston, Rhode Island) is worth about $653,000 at roughly $386 per square foot — 42% more expensive than the Cranston median and 122% more expensive than the typical U.S. home.
How 02921 compares
ZIP 02921 is one of the pricier ZIP codes in Cranston: its typical home value of $653,000 ranks #1 of the 3 Cranston ZIP codes we track (the citywide range runs from $414,000 in 02910 to $653,000 in 02921). Per square foot it costs about $386, against $364 for Cranston as a whole, $358 for Rhode Island, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 02921 | $653,000 | $386 |
| Cranston, RI | $460,000 | $364 |
| Rhode Island | $525,500 | $358 |
| United States | $294,000 | $195 |
Home value by size in 02921
Using this ZIP’s rate of about $386 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $386,000 |
| 1,500 sq ft | $579,000 |
| 2,000 sq ft | $772,000 |
| 2,500 sq ft | $965,000 |
| 3,000 sq ft | $1,158,000 |
Salary needed to buy a home in ZIP 02921
To buy the typical $653,000 home in ZIP 02921 with 20% down, you need a household income of roughly $178,000 a year (about $4,150 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $211,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $32,700 | $5,150/mo | $221,000/yr |
| 10% (+PMI) | $65,300 | $4,930/mo | $211,000/yr |
| 20% | $130,600 | $4,150/mo | $178,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 02921
At about $386 per square foot, here is roughly how much home different budgets get you in ZIP 02921:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 780 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1550 sq ft | around the typical home here |
| $750k | 1940 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 02921 home.
Estimate a specific home in 02921
The estimator below is pre-set to ZIP 02921 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Cranston ZIP codes by home value
Where 02921 sits among Cranston’s 3 ZIP codes:
ZIP 02921 home prices: frequently asked
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See the full Cranston home values page, all Rhode Island cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.