Greene County, OH Average Home Price (2026)
The average home price in Greene County, Ohio is about $312,000 (the 2026 median across 13 ZIP codes, at ~$192/sq ft) — 38% more expensive than the Ohio median and 8% more expensive than the typical U.S. home.
How Greene County compares
Greene County is about average for housing nationally: its typical home costs $312,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $127,000 to $484,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Greene County | $312,000 | $192 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Cities in Greene County
Cities with their own home-value page, largest first:
Greene County home prices by ZIP code
The 13 most valuable ZIP codes in Greene County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45370 Spring Valley | $484,000 | $609 | +55% |
| 45305 Bellbrook | $388,000 | $197 | +24% |
| 45434 Beavercreek | $385,000 | $176 | +23% |
| 45387 Yellow Springs | $378,000 | $217 | +21% |
| 45314 Cedarville | $326,000 | $207 | +4% |
| 45440 Kettering | $317,000 | $162 | +2% |
| 45430 Beavercreek | $312,000 | $192 | +0% |
| 45335 Jamestown | $272,000 | $192 | -13% |
| 45385 Xenia | $256,000 | $171 | -18% |
| 45431 Beavercreek | $256,000 | $160 | -18% |
| 45432 Beavercreek | $225,000 | $173 | -28% |
| 45324 Fairborn | $208,000 | $167 | -33% |
| 45307 Bowersville | $127,000 | $196 | -59% |
Home value appreciation in Greene County
Home prices in Greene County have risen about 97% over the last 10 years (≈7.0% a year) and +86.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.7% — still rising. A home worth $312,000 today was worth roughly $158,456 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Greene County
Run the numbers for Greene County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Greene County
To buy the typical $312,000 home in Greene County with 20% down, you need a household income of roughly $85,000 a year (about $1,980 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $101,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,600 | $2,460/mo | $106,000/yr |
| 10% (+PMI) | $31,200 | $2,350/mo | $101,000/yr |
| 20% | $62,400 | $1,980/mo | $85,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Greene County
At about $192 per square foot, here is roughly how much home different budgets get you in Greene County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1560 sq ft | around the typical home here |
| $400k | 2080 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Greene County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Greene County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.