Ward County, ND Average Home Price (2026)
The average home price in Ward County, North Dakota is about $295,000 (the 2026 median across 10 ZIP codes, at ~$150/sq ft) — 24% more expensive than the North Dakota median and 2% more expensive than the typical U.S. home.
How Ward County compares
Ward County is about average for housing nationally: its typical home costs $295,000 against $237,000 for North Dakota and $289,000 for the U.S. Within the county, ZIP-level values run from about $177,000 to $562,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ward County | $295,000 | $150 |
| North Dakota | $237,000 | $122 |
| United States | $289,000 | $193 |
Ward County home prices by ZIP code
The 10 most valuable ZIP codes in Ward County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 58735 Douglas | $562,000 | $296 | +91% |
| 58781 Sawyer | $350,000 | $184 | +19% |
| 58785 Surrey | $343,000 | $151 | +16% |
| 58718 Berthold | $314,000 | $68 | +6% |
| 58722 Burlington | $300,000 | $197 | +2% |
| 58701 Minot | $290,000 | $169 | -2% |
| 58703 Minot | $271,000 | $148 | -8% |
| 58746 Kenmare | $238,000 | $104 | -19% |
| 58733 Des Lacs | $215,000 | $113 | -27% |
| 58756 Makoti | $177,000 | $93 | -40% |
Home value appreciation in Ward County
Home prices in Ward County have risen about 29% over the last 10 years (≈2.5% a year) and +128.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.7% — still rising. A home worth $295,000 today was worth roughly $229,572 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Dakota is +45.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ward County
Run the numbers for Ward County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ward County
To buy the typical $295,000 home in Ward County with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,800 | $2,330/mo | $100,000/yr |
| 10% (+PMI) | $29,500 | $2,230/mo | $95,000/yr |
| 20% | $59,000 | $1,870/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ward County
At about $150 per square foot, here is roughly how much home different budgets get you in Ward County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1670 sq ft | around the typical home here |
| $300k | 2000 sq ft | around the typical home here |
| $400k | 2670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Dakota.
Estimate a specific home in Ward County
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Ward County home prices: frequently asked
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Browse all North Dakota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.