North Dakota Average Home Price by City (2026)

The average home price in North Dakota (ND) is about $238,000 — the 2026 median, at ~$121/sq ft — 19% more affordable than the typical U.S. home.

$238,000
North Dakota median value
$121
Median price / sq ft
~1,970
sq ft a median budget buys
-19%
vs U.S. median
Bismarck — $363,000BismarckFargo — $277,000Fargo

Shaded by price · click a city to explore. Colour = median home value.

Considering a move to North Dakota?

Housing in North Dakota is 19% more affordable than the national average, with a typical home around $238,000 and a local rate near $121 per square foot. Among the 2 North Dakota cities we track, Bismarck is the most expensive (median $363,000) and Fargo is the most affordable (median $277,000) — so where you land in the state matters as much as the state itself.

Browse North Dakota cities

Bismarck$363,000Fargo$277,000

Don’t see your city? Use the free Home Value Estimator for any U.S. ZIP, see the most expensive ZIP codes in America, or browse the full U.S. directory.

Salary needed to buy a home in North Dakota

To buy the typical $238,000 home in North Dakota with 20% down, you need a household income of roughly $65,000 a year (about $1,510 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $77,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$11,900$1,880/mo$80,000/yr
10% (+PMI)$23,800$1,800/mo$77,000/yr
20%$47,600$1,510/mo$65,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in North Dakota

At about $121 per square foot, here is roughly how much home different budgets get you in North Dakota:

BudgetApprox. sizeWhat that looks like locally
$150k1240 sq ftbelow the local median — condos, smaller or older homes
$200k1650 sq ftaround the typical home here
$250k2070 sq ftaround the typical home here
$300k2480 sq ftaround the typical home here
$400k3310 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Dakota so you can compare your current home against every North Dakota city we track.

North Dakota home prices: frequently asked

What salary do you need to buy a house in North Dakota? +
For the typical $238,000 home in North Dakota, a household income of about $65,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $77,000; with 5% down about $80,000.
What is the average home price in North Dakota? +
The average home price in North Dakota is about $238,000 as of 2026, at roughly $121 per square foot — 19% more affordable than the U.S. median of $294,000. That figure is the statewide median across the ZIP codes we track, which is what most price reports mean by the average.
What is the median home price in North Dakota (ND)? +
About $238,000 in 2026. The median is the mid-point home — half of homes cost more, half less — and it is the better yardstick than a true mean, which a handful of luxury sales can drag upward. At $121/sq ft, a median budget in North Dakota buys roughly 1,970 sq ft of home.
Where is North Dakota most and least expensive? +
Among the 2 North Dakota cities tracked here, Bismarck is the priciest (median $363,000) and Fargo is the most affordable (median $277,000). ZIP-level prices within one city vary further, so check the city page for your area.