Grand Forks County, ND Average Home Price (2026)
The average home price in Grand Forks County, North Dakota is about $264,000 (the 2026 median across 11 ZIP codes, at ~$163/sq ft) — 11% more expensive than the North Dakota median and 9% more affordable than the typical U.S. home.
How Grand Forks County compares
Grand Forks County is about average for housing nationally: its typical home costs $264,000 against $237,000 for North Dakota and $289,000 for the U.S. Within the county, ZIP-level values run from about $108,000 to $825,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grand Forks County | $264,000 | $163 |
| North Dakota | $237,000 | $122 |
| United States | $289,000 | $193 |
Grand Forks County home prices by ZIP code
The 11 most valuable ZIP codes in Grand Forks County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 58244 Inkster | $825,000 | $434 | +213% |
| 58266 Niagara | $473,000 | $249 | +79% |
| 58278 Thompson | $408,000 | $163 | +55% |
| 58201 Grand Forks | $330,000 | $200 | +25% |
| 58256 Manvel | $287,000 | $177 | +9% |
| 58275 Reynolds | $264,000 | $129 | +0% |
| 58267 Northwood | $250,000 | $178 | -5% |
| 58203 Grand Forks | $247,000 | $139 | -6% |
| 58228 Emerado | $240,000 | $120 | -9% |
| 58251 Larimore | $231,000 | $90 | -12% |
| 58214 Arvilla | $108,000 | $57 | -59% |
Home value appreciation in Grand Forks County
Home prices in Grand Forks County have risen about 42% over the last 10 years (≈3.6% a year) and +105.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $264,000 today was worth roughly $185,393 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Dakota is +45.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grand Forks County
Run the numbers for Grand Forks County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grand Forks County
To buy the typical $264,000 home in Grand Forks County with 20% down, you need a household income of roughly $72,000 a year (about $1,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $85,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,200 | $2,080/mo | $89,000/yr |
| 10% (+PMI) | $26,400 | $1,990/mo | $85,000/yr |
| 20% | $52,800 | $1,680/mo | $72,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grand Forks County
At about $163 per square foot, here is roughly how much home different budgets get you in Grand Forks County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 920 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1530 sq ft | around the typical home here |
| $300k | 1840 sq ft | around the typical home here |
| $400k | 2450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Dakota.
Estimate a specific home in Grand Forks County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Grand Forks County home prices: frequently asked
What is the average home price in Grand Forks County, ND? +
What salary do you need to buy a house in Grand Forks County? +
Which part of Grand Forks County is most expensive? +
Are home values in Grand Forks County going up? +
Browse all North Dakota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.